Ulster County and Lloyd Town property record for 10 Cusa Dr, Highland, NY 12528
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,684 sqft · built 1983 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,358 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2024 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 513200 95.11-1-19 |
| Primary APN | 513200 95.11-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 446 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 107130.000 |
|---|---|
| Street Address | 10 CUSA DR |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | HERITAGE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | LLOYD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 953700 |
Source: Ulster County and Lloyd Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 CUSA DR, HIGHLAND, NY 12528-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jan 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jan 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Oct 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 10 CUSA DR, HIGHLAND, NY 12528-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001112 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 13680/182 |
| Instrument | 2026-1112 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 10 CUSA DR, HIGHLAND, NY 12528-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000706 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 13235/207 |
| Instrument | 2024-706 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 10 CUSA DR, HIGHLAND, NY 12528-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000811 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 12704/89 |
| Instrument | 2022-811 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 10 CUSA DR, HIGHLAND, NY 12528-2306 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019357 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 12593/304 |
| Instrument | 2021-19357 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 10 CUSA DR, HIGHLAND, NY 12528-2306 |
| Document Number | 0000010937 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 CUSA DR HIGHLAND NY 125282306, HIGHLAND, NY 12528-2306 |
| Document Number | 0000010937 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 011863/000170 |
| Instrument | 10937 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 10 CUSA DR, HIGHLAND, NY 12528-2306 |
| Document Number | 0000004639 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Title Company | SANDS ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 CUSA DR HIGHLAND NY 125282306, HIGHLAND, NY 12528-2306 |
| Document Number | 0000004639 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 011535/000253 |
| Instrument | 4639 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 4, 2033 |
Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Lloyd Town |
| Unified School District | Highland Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,358.00 | $226,500 (-) Land $83,700 Building $142,800 | $382,214 (+19.81%) Land $141,242 Building $240,972 |
| 2023 | $226,500 Land $83,700 Building $142,800 | $319,014 Land $117,887 Building $201,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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