Ulster County and Lloyd Town property record for 3 Cusa Dr, Highland, NY 12528
| Details | 3 bd · 2 ba · 2,748 sqft · built 1986 |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,701 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 105346.230 |
| Primary APN | 105346.230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,748 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 1,350 sqft |
| Finished Basement | 1,350 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 540 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 105346.230 |
|---|---|
| Street Address | 3 CUSA DR |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-2307 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | R1 |
| Legal Subdivision | HUDSON VALLEY FARMS INC |
| Legal Block | 8 |
| Legal Lot Number | 15.230 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | LLOYD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 953700 |
Source: Ulster County and Lloyd Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CUSA DR, HIGHLAND, NY 12528-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage HUDSON VALLEY FCU |
| Dec 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 2, 2002 |
| Transfer Doc | 0033380155 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 3 CUSA DR, HIGHLAND, NY 12528-2307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000014633 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 13649/82 |
| Instrument | 2025-14633 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 229 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 3 CUSA DR, HIGHLAND, NY 12528-2307 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000024427 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 12680/27 |
| Instrument | 2021-24427 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Lloyd Town |
| Unified School District | Highland Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,701.00 | $290,000 (-) Land $93,100 Building $196,900 | $489,369 (+19.81%) Land $157,104 Building $332,265 |
| 2023 | $290,000 Land $93,100 Building $196,900 | $408,451 Land $131,127 Building $277,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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