5 Cuivre River Dr, Troy, MO 63379 Property Records

Lincoln County property record for 5 Cuivre River Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 2007
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on File
Last Sale	$230,400 (Dec 2021)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Jun 2007 Mortgage Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-21-000-000-032.002`

Property Details

APN / Parcel Number

Primary APN	`14-50-21-000-000-032.002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
Basement Area	1,307 sqft
Unfinished Basement	1,307 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5 CUIVRE RIVER DR
City	TROY
State	MO
Zip	63379-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CUIVRE VALLEY
Legal Range	01E
Legal Township	49N
Legal Section	21
Legal Subdivision	CUIVRE VALLEY
Legal Lot Number	2
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3017
Census Tract	810310

Owner

5 Cuivre River Dr is owned and occupied by an individual who bought it in December 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5 CUIVRE RIVER DR, TROY, MO 63379-5535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2007	Deed of Trust, Mortgage FRONTANAC BANK
Nov 3, 2025	Beneficiary Deed, Transfer MEYER TITLE COMPANY
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF OLD MONROE
Dec 29, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Deed Document Number	202116767
Deed Book / Page	2474 / 176
Record Updated	Oct 29, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	5 CUIVRE RIVER DR, TROY, MO 63379-5535
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01950/0001
Date	Jun 6, 2007
Book Page	1950/0001
Instrument	20070006694

Lender

Name	FRONTANAC BANK
Address	63505

Agreement

Amount	Amount on Record

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 3, 2025
Property Address	5 CUIVRE RIVER DR, TROY, MO 63379-5535
Document Number	002515/421
Book / Page	2515 / 421
Map Reference	MB 14 PG 17
Instrument Date	Oct 31, 2025
Instrument	2025008983
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CUIVRE RIVER DR, TROY, MO 63379-5535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 FLATWOODS RD, O FALLON, MO 63366-5203

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 3, 2022
Property Address	5 CUIVRE RIVER DR, TROY, MO 63379-5535
Document Number	002484/312
Book / Page	2484 / 312
Map Reference	MB 14 PG 17
Instrument Date	Sep 27, 2022
Instrument	2022010086
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CUIVRE RIVER DR, TROY, MO 63379-5535

Mortgage

Document Number	2022010087
Date	Oct 3, 2022
Instrument	2022010087

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 29, 2021
Property Address	5 CUIVRE RIVER DR, TROY, MO 63379-5535
Document Number	002474/176
Book / Page	2474 / 176
Map Reference	MB 14 PG 17
Instrument Date	Dec 22, 2021
Instrument	2021016767
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 N MAIN ST, SAINT CHARLES, MO 63301-2828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CUIVRE RIVER DR, TROY, MO 63379-5535

Mortgage

Document Number	2021016768
Date	Dec 29, 2021
Instrument	2021016768

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5 Cuivre River Dr was $1,888.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,903 (-) Land $4,744 Building $26,159
2025	$1,888.00	$30,903 Land $4,744 Building $26,159	$162,650 Land $24,970 Building $137,680
2023	$1,784.00 (+4.63%)	$28,796 Land $4,199 Building $24,597	$151,560 Land $22,100 Building $129,460
2022	$1,705.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Cuivre River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cuivre River Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

Nearby Properties on Cuivre River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures