21 Cuivre River Dr, Troy, MO 63379 Property Records

Lincoln County property record for 21 Cuivre River Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 2020
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on File
Last Sale	$251,800 (Aug 2021)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-21-000-000-032.006`

Property Details

APN / Parcel Number

Primary APN	`14-50-21-000-000-032.006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
Basement Area	1,318 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,935 sqft (0.274 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21 CUIVRE RIVER DR
City	TROY
State	MO
Zip	63379-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 CUIVRE VALLEY
Legal Range	01E
Legal Township	49N
Legal Section	21
Legal Subdivision	CUIVRE VALLEY
Legal Lot Number	6
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3017
Census Tract	810310

Owner

21 Cuivre River Dr is owned and occupied by an individual who bought it in August 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	21 CUIVRE RIVER DR, TROY, MO 63379-5535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer
Dec 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL BANK
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Oct 15, 2020 · Amount on File
Deed Document Number	202111262
Deed Book / Page	2468 / 709
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 26, 2026
Property Address	21 CUIVRE RIVER DR, TROY, MO 63379-5535
Document Number	2523000529
Book / Page	2523 / 529
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CUIVRE RIVER DR, TROY, MO 63379-5535

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	21 CUIVRE RIVER DR, TROY, MO 63379-5535
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2417/0807
Date	Dec 1, 2017
Book Page	2417/0807
Instrument	2017011298

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 23, 2021
Property Address	21 CUIVRE RIVER DR, TROY, MO 63379-5535
Document Number	2468/709
Book / Page	2468 / 709
Map Reference	MB 14 PG 17-24
Instrument Date	Aug 17, 2021
Instrument	2021011262
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 SPANGLE WAY CT, 108, O FALLON, MO 63366-8471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CUIVRE RIVER DR, TROY, MO 63379-5535

Mortgage

Document Number	2021011263
Date	Aug 23, 2021
Instrument	2021011263

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 15, 2020
Property Address	21 CUIVRE RIVER DR, TROY, MO 63379-5535
Document Number	2453/801
Book / Page	2453 / 801
Map Reference	MB 14 PG 17-24
Instrument Date	Oct 8, 2020
Instrument	2020011874
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 CUIVRE RIVER DR, 21, TROY, MO 63379-5535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CUIVRE RIVER DR, TROY, MO 63379-5535

Mortgage

Document Number	2020011875
Date	Oct 15, 2020
Instrument	2020011875

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21 Cuivre River Dr was $2,053.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,599 (-) Land $4,805 Building $28,794
2025	$2,053.00	$33,599 Land $4,805 Building $28,794	$176,840 Land $25,290 Building $151,550
2023	$1,913.00 (+4.76%)	$30,873 Land $4,235 Building $26,638	$162,490 Land $22,290 Building $140,200
2022	$1,826.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Cuivre River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cuivre River Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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