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5 Cross Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 5 Cross Creek Way, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,210 sqft · built 1990
OwnerIndividual Name on File
Last Sale$950,000 (Apr 2025)
Tax Bill$9,000 (2025)
Deeds & MortgagesMay 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4126-02-00-0180

Property Details

APN / Parcel Number

Primary APN4126-02-00-0180
Alternative APNs
  • 31142602000180
  • 4902406.0
  • 4902406

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,210 sqft Living Area
1st Floor Area4,210 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Storm ShuttersStorm Shutters
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1997
Exterior MaterialBaked Enamel
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Garage Area884 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area1,126 sqft
Patio Area1,336 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4902406.0
Old Parcel Number31142602000180
Street Address5 CROSS CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-6753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 BREAKAWAY TRAILS PHASE I UNIT 2 MB 41 PGS 33-34 INC PER OR 3407 PG 0251 PER OR 7046 PG 3316 PER OR 7635 PGS 2796-2797
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionTRAILS
Legal Phase1
Legal Tract2
Legal Lot Number18
Legal Unit2
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group1
Census Block1011
Census Tract83203

Owner

Source: Volusia County records · APN 4126-02-00-0180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK NORTH
Dec 18, 2018Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2025 · Amount on Record
Deed SaleApr 15, 2025 · Amount on Record
Prior SaleDec 18, 2018 · Amount on Record
Deed Document Number2025069252
Deed Book / Page8689 / 4358
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address5 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078541886
DateMay 20, 2020
Book Page7854/1886
Instrument2020-091443
Lender
NameFIRST NATIONAL BANK NORTH
TypeBank
AddressLANSING, MI 48912
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2035

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 18, 2018
Property Address5 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753
Document Number0076352796
Book / Page007635 / 002796
Instrument DateDec 13, 2018
Instrument251681
Transaction TypeTransfer
Record UpdatedJan 08, 2019
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5 CROSS CREEK WAY ORMOND BEACH FL 321746753, ORMOND BEACH, FL 32174-6753

Mortgage

Document Number76352798
DateDec 18, 2018
Book Page007635/002798
Instrument251682
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 17, 2033

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,000.00 (+15.74%) Homeowner's exemption$548,933 (+5.99%)$838,239 (+10.84%) Land $76,000 Building $762,239
2023$7,776.00 (+2.9%) Homeowner's exemption$517,926 (+3%)$756,252 (+18.5%) Land $76,000 Building $680,252
2022$7,557.00 Homeowner's exemption$502,841$638,176 Land $75,000 Building $563,176

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270832031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 74 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims46 (1994–2024)
Claims Outside the SFHA8 of 46
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 1,020 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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