Volusia County property record for 1 Cross Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,197 sqft · built 1987 |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Jul 2022) |
| Tax Bill | $10,858 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-02-00-0160 |
| Primary APN | 4126-02-00-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,197 sqft Living Area |
| 1st Floor Area | 1,986 sqft |
| 2nd Floor Area | 1,061 sqft |
| Upper Floors Area | 1,211 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 476 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Patio Area | 1,621 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 4902384.0 |
|---|---|
| Old Parcel Number | 31142602000160 |
| Street Address | 1 CROSS CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 16 BREAKAWAY TRAILS PHASE I UNIT 2 MB 41 PGS 33-34 INC PER OR 4697 PG 4609 PER OR 6628 PG 0360 PER OR 7022 PG 2605 PER OR |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | TRAILS |
| Legal Phase | 1 |
| Legal Tract | 2 |
| Legal Lot Number | 16 |
| Legal Unit | 2 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 83203 |
Source: Volusia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 2, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST |
| Dec 23, 2020 | Foreclosure NOT AVAILABLE |
| Feb 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Dec 23, 2020 |
| Deed Document Number | 0082852202 |
| Deed Book / Page | 8076 / 3605 |
| Prior Transfer Date | Jul 2, 2021 |
| Prior Transfer Doc | 2021-155673 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753 |
| Document Number | 0082852204 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 8285/2204 |
| Instrument | 2022168548 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 2, 2021 |
| Property Address | 1 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753 |
| Document Number | 0080763605 |
| Book / Page | 8076 / 3605 |
| Map Reference | MB 41 PG 33 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021-155673 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 1 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753 |
| Document Number | 80763607 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 8076/3607 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Dec 23, 2020 |
| Property Address | 1 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753 |
| Document Number | 0079620761 |
| Book / Page | 007962 / 000761 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 249737 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1 CROSS CREEK WAY, ORMOND BEACH, FL 32174-6753 |
| Document Number | 0073890744 |
| Book / Page | 007389 / 000744 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1 CROSS CREEK WAY ORMOND BEACH FL 321746753, ORMOND BEACH, FL 32174-6753 |
| Document Number | 0073890744 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 007389/000744 |
| Instrument | 80374 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 23, 2027 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,858.00 (+22.22%) | $611,693 (+12.42%) Land $75,000 Building $536,693 | $611,693 (+12.42%) Land $75,000 Building $536,693 |
| 2023 | $8,884.00 (+18.31%) | $544,092 (+18.72%) Land $75,000 Building $469,092 | $544,092 (+18.72%) Land $75,000 Building $469,092 |
| 2022 | $7,509.00 | $458,290 Land $66,000 Building $392,290 | $458,290 Land $66,000 Building $392,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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