Bergen County and Ramsey Borough property record for 5 Collette Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,803 sqft · built 1987 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,350,000 (Jul 2024) |
| Tax Bill | $27,282 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01702-0000-00002-17 |
| Primary APN | 48-01702-0000-00002-17 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,803 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 30,056 sqft (0.69 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5 COLLETTE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.690AC |
| Legal Subdivision | COLLETTE ESTATES |
| Legal Block | 1702 |
| Legal Lot Number | 2.17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 COLLETTE DR, RAMSEY, NJ 07446-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on Record |
| Deed Sale | Jul 17, 2024 · Amount on Record |
| Prior Sale | Aug 10, 1995 · Amount on Record |
| Deed Document Number | 202442916 |
| Deed Book / Page | 5283 / 404 |
| Prior Transfer Date | Dec 9, 2014 |
| Prior Transfer Doc | 0018210795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 COLLETTE DR, RAMSEY, NJ 07446-1345 |
| Document Number | 0034010205 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 5 COLLETTE DR RAMSEY NJ 074461345, RAMSEY, NJ 07446-1345 |
| Document Number | 0034010205 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 003401/000205 |
| Instrument | 76039 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 6, 2034 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,346,000 (+1.58%) Land $387,800 Building $958,200 | $1,346,000 (+1.58%) Land $387,800 Building $958,200 | |
| 2025 | $27,282.00 (-4.62%) | $1,325,000 (+30.72%) Land $387,800 Building $937,200 | $1,325,000 (+30.72%) Land $387,800 Building $937,200 |
| 2024 | $28,604.00 (+7.59%) | ||
| 2023 | $1,013,600 Land $306,500 Building $707,100 | $1,013,600 Land $306,500 Building $707,100 | |
| 2022 | $26,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile.
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