3 Collette Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 3 Collette Dr, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	4,113 sqft · built 1987
Lot Size	0.705 acres (30,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jun 1996)
Tax Bill	$25,474 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-01702-0000-00002-18`

Property Details

APN / Parcel Number

Primary APN	`48-01702-0000-00002-18`
Alternative APN	`48017020000000020018`

Interior

Stories	2 Stories
Building Area	4,113 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	30,710 sqft (0.705 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3 COLLETTE DR
City	RAMSEY
State	NJ
Zip	07446-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.705AC
Legal Subdivision	COLLETTE ESTATES
Legal Block	1702
Legal Lot Number	2.18
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1017
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 COLLETTE DR, RAMSEY, NJ 07446-1345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 1996 · Amount on Record
Deed Sale	Jun 24, 1996 · Amount on Record
Deed Book / Page	7887 / 215
Last Transfer Date	Dec 28, 2021
Transfer Doc	0045451320
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jan 20, 2022
Property Address	3 COLLETTE DR, RAMSEY, NJ 07446-1345
Document Number	0045451320
Book / Page	4545 / 1320
Instrument Date	Dec 28, 2021
Instrument	2022008716
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 CLUB HOUSE RD, 49, BRICK, NJ 08723-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COLLETTE DR, RAMSEY, NJ 07446-1345

Mortgage

Document Number	0045451327
Date	Jan 20, 2022
Book Page	4545/1327
Instrument	2022008717

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 30, 2020
Property Address	3 COLLETTE DR, RAMSEY, NJ 07446-1345
Document Number	0038880962
Book / Page	003888 / 000962
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Mar 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	49 CLUB HOUSE RD RAMSEY NJ 07446, RAMSEY, NJ 07446

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,245,000 (+0.63%) Land $388,300 Building $856,700	$1,245,000 (+0.63%) Land $388,300 Building $856,700
2025	$25,474.00 (-15.04%)	$1,237,200 (+16.44%) Land $388,300 Building $848,900	$1,237,200 (+16.44%) Land $388,300 Building $848,900
2024	$29,984.00 (+7.59%)
2023		$1,062,500 Land $306,900 Building $755,600	$1,062,500 Land $306,900 Building $755,600
2022	$27,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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