4 Collette Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 4 Collette Dr, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,802 sqft · built 1987
Lot Size	0.664 acres (28,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Sep 2019)
Tax Bill	$27,241 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-01702-0000-00002-02`

Property Details

APN / Parcel Number

Primary APN	`48-01702-0000-00002-02`
Alternative APN	`48017020000000022`

Interior

Stories	2 Stories
Building Area	3,802 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Lot Area	28,924 sqft (0.664 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	48017020000000022
Street Address	4 COLLETTE DR
City	RAMSEY
State	NJ
Zip	07446-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.664AC
Legal Block	1702
Legal Lot Number	2.02
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1010
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 COLLETTE DR, RAMSEY, NJ 07446-1344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 20, 2019	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Jun 30, 2000 · Amount on Record
Deed Document Number	201962585
Deed Book / Page	3354 / 2043
Prior Transfer Date	Aug 17, 2018
Prior Transfer Doc	0031180299
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 COLLETTE DR, RAMSEY, NJ 07446-1344
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057001349
Date	Jan 12, 2026
Book Page	5700/1349
Instrument	2026002522

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 COLLETTE DR, RAMSEY, NJ 07446-1344
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042940813
Date	Jul 26, 2021
Book Page	4294/813
Instrument	2021119832

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 20, 2019
Property Address	4 COLLETTE DR, RAMSEY, NJ 07446-1344
Document Number	0033542043
Book / Page	3354 / 2043
Instrument Date	Aug 16, 2019
Instrument	19-062585
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 MADISON HILL RD, CLARK, NJ 07066-3105

Mortgage

Document Number	1906258501
Date	Sep 20, 2019
Instrument	19-062585.01

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0033542043
Date	Sep 20, 2019
Book Page	3354/2043
Instrument	19-062585

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,331,600 (+0.65%) Land $387,000 Building $944,600	$1,331,600 (+0.65%) Land $387,000 Building $944,600
2025	$27,241.00 (-2.98%)	$1,323,000 (+32.96%) Land $387,000 Building $936,000	$1,323,000 (+32.96%) Land $387,000 Building $936,000
2024	$28,079.00 (+7.59%)
2023		$995,000 Land $305,900 Building $689,100	$995,000 Land $305,900 Building $689,100
2022	$26,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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