5 Chip Ct, Palmyra, VA 22963 Property Records

Fluvanna County property record for 5 Chip Ct, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,723 sqft · built 2013
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Feb 2013)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 4 33`

Property Details

APN / Parcel Number

Primary APN	`18A 4 33`
Alternative APN	`3073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,723 sqft Living Area
Gross Area	2,639 sqft
1st Floor Area	1,723 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Terrain	Rolling
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	180 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3073
Street Address	5 CHIP CT
City	PALMYRA
State	VA
Zip	22963-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 887-27 FAIRWAY-4 LOT 33 23,523 SF
Legal Subdivision	FAIRWAY LAKE MONTICELLO SUBDIVISION
Legal Block	3
Legal Lot Number	33
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1024
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 4 33

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 CHIP CT, PALMYRA, VA 22963-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2013 · Amount on Record
Deed Sale	Feb 15, 2013 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Document Number	2013685
Deed Book / Page	887 / 27
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	5 CHIP CT, PALMYRA, VA 22963-2306
Transaction Type	Mortgage
Record Updated	Feb 02, 2022
Title Company	LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000056
Date	Jan 10, 2022
Instrument	220000056

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,100 (-) Land $30,000 Building $348,100	$378,100 (-) Land $30,000 Building $348,100
2025	$2,854.00 (+8.35%)	$378,100 (+21.15%) Land $30,000 Building $348,100	$378,100 (+21.15%) Land $30,000 Building $348,100
2023		$312,100 Land $30,000 Building $282,100	$312,100 Land $30,000 Building $282,100
2022	$2,634.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.