3 Chip Ct, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3 Chip Ct, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,464 sqft Living Area
Lot Size	15,899 sqft (0.365 acres)
Occupancy	Owner Occupied
Last Sale	$195,000 (2019)
Tax Bill	$2,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 4 34`
Alternative APN	`286`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,464 sqft Living Area
Gross Area	3,902 sqft Gross Area
1st Floor	1,464 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,899 sqft (0.365 acres)
Parking Spaces	2 Parking Spaces
Garage Area	484 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	106 sqft Deck
Porch Area	58 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	286
Street Address	3 CHIP CT
City	PALMYRA
State	VA
Zip	22963-2306
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INST 190000570 FAIRWAY-4 LOT 34 15,900 SF
Legal Subdivision	FAIRWAY LAKE MONTICELLO SUBDIVISION
Legal Block	3
Legal Lot Number	34
Jurisdiction	FLUVANNA VA
Minor Civil Division	RIVANNA
Census Blockgroup	1
Census Block	1024
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 4 34

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 CHIP CT, PALMYRA, VA 22963-2306
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Doc Number	2019570
Record Refreshed	Sep 20, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 28, 2019
Property Address	3 CHIP CT, PALMYRA, VA 22963-2306
Document Number	1900570
Map Reference	PB 84 PG 27
Instrument Date	Feb 22, 2019
Instrument	1900570
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CHIP CT, PALMYRA, VA 22963-2306

Mortgage

Document Number	1900571
Date	Feb 28, 2019
Instrument	1900571

Lender

Name	STIFEL BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,300 (-) Land $30,000 Building $239,300	$269,300 (-) Land $30,000 Building $239,300
2025	$2,033.00 (+9.24%)	$269,300 (+22.13%) Land $30,000 Building $239,300	$269,300 (+22.13%) Land $30,000 Building $239,300
2023		$220,500 Land $30,000 Building $190,500	$220,500 Land $30,000 Building $190,500
2022	$1,861.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.