Fluvanna County property record for 1 Chip Ct, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,288 sqft Living Area |
| Lot Size | 17,468 sqft (0.401 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,777 (2021) |
| Tax Bill | $1,987.00 (2025) |
| Primary APN | 18A 4 35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 3,056 sqft Gross Area |
| 1st Floor | 1,288 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Laminate Plank Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,468 sqft (0.401 acres) |
| Deck Area | 352 sqft Deck |
|---|---|
| Porch Area | 128 sqft Porch |
| View | Corner View |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3349 |
|---|---|
| Street Address | 1 CHIP CT |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2306 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 210006269 FAIRWAY-4 LOT 35 17,456 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | RIVANNA |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 20103 |
Source: Fluvanna County records · APN 18A 4 35
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 CHIP CT, PALMYRA, VA 22963-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage ALCOVA MORTGAGE LLC |
| May 02, 2017 | Deed, Transfer OLD REPUBLIC TITLE |
| May 02, 2017 | Deed, Transfer · Conventional Mortgage NFM INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | May 02, 2017 · Amount on Record |
| Deed Doc Number | 20216269 |
| Prior Transfer Date | Mar 10, 2014 |
| Prior Transfer Doc | 0000000709 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Dec 28, 2021 |
| Property Address | 1 CHIP CT, PALMYRA, VA 22963-2306 |
| Document Number | 0210006269 |
| Map Reference | DB 84 PG 29 |
| Instrument Date | Dec 07, 2021 |
| Instrument | 210006269 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1 CHIP CT, PALMYRA, VA 22963-2306 |
| Document Number | 0210006270 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 210006270 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 02, 2017 |
| Property Address | 1 CHIP CT, PALMYRA, VA 22963-2306 |
| Document Number | 1701396 |
| Map Reference | PB 914 PG 641 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 1701396 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CHIP CT, PALMYRA, VA 22963-2306 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 02, 2017 |
| Property Address | 1 CHIP CT, PALMYRA, VA 22963-2306 |
| Document Number | 0001701396 |
| Map Reference | PB 914 PG 641 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 1701396 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CHIP CT, PALMYRA, VA 22963-2306 |
| Document Number | 0001701397 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 1701397 |
| Name | NFM INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,200 (-) Land $30,000 Building $233,200 | $263,200 (-) Land $30,000 Building $233,200 | |
| 2025 | $1,987.00 (+30.64%) | $263,200 (+45.98%) Land $30,000 Building $233,200 | $263,200 (+45.98%) Land $30,000 Building $233,200 |
| 2023 | $180,300 Land $30,000 Building $150,300 | $180,300 Land $30,000 Building $150,300 | |
| 2022 | $1,521.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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