5 Chestnut St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 5 Chestnut St, Gloucester, MA 01930

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 3,640 sqft · built 1900
Lot Size	0.153 acres (6,670 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Nov 2025)
Tax Bill	$7,641 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0013 B:0054 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0013 B:0054 L:0000`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	4 Units
Stories	2 Stories
Building Area	3,640 sqft Living Area
Gross Area	5,708 sqft
1st Floor Area	1,825 sqft
Attic	Attic
Attic Area	1,102 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,102 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	6,670 sqft (0.153 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 CHESTNUT ST
City	GLOUCESTER
State	MA
Zip	01930-3772
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	CB
Legal Subdivision	MAIN PLACE
Legal Block	54
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2021
Census Tract	221500

Owner

Source: Essex County and Gloucester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 OVERLEDGE RD, MANCHESTER, MA 01944-1611
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Quit Claim Deed, Transfer · Commercial Mortgage CAPE ANN SAVINGS BANK
Jul 31, 2023	Quit Claim Deed, Transfer · Commercial Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Aug 7, 2018	Deed of Trust, Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Jul 31, 2023 · Amount on Record
Deed Book / Page	43071 / 568
Record Updated	Jun 8, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 14, 2025
Property Address	5 CHESTNUT ST, GLOUCESTER, MA 01930-3772
Document Number	043071-568
Book / Page	43071 / 568
Instrument Date	Nov 14, 2025
Instrument	20251114004760
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 OVERLEDGE RD, MANCHESTER, MA 01944-1611

Mortgage

Document Number	20251114004770
Date	Nov 14, 2025
Instrument	20251114004770

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 31, 2023
Property Address	5 CHESTNUT ST, GLOUCESTER, MA 01930-3772
Document Number	041691-318
Book / Page	41691 / 318
Instrument Date	Jul 31, 2023
Instrument	20230731005040
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BROADWAY, BEVERLY, MA 01915-4457

Mortgage

Document Number	230731005050
Date	Jul 31, 2023
Instrument	230731005050

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	5 CHESTNUT ST, GLOUCESTER, MA 01930-3772
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36920-338
Date	Aug 7, 2018
Book Page	36920/338
Instrument	180807000410

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,641.00 (+2.52%)	$786,100 (+2.62%) Land $148,700 Building $637,400
2024	$7,453.00 (-2.91%)	$766,000 (+5.68%) Land $141,600 Building $624,400
2023	$7,676.00	$724,800 Land $126,400 Building $598,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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