13 Chestnut St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 13 Chestnut St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,419 sqft · built 1900
Lot Size	0.055 acres (2,375 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Oct 2014)
Tax Bill	$4,648 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0013 B:0057 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0013 B:0057 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,419 sqft Living Area
Gross Area	4,059 sqft
1st Floor Area	1,243 sqft
Attic	Attic
Attic Area	540 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,375 sqft (0.055 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	13 CHESTNUT ST
City	GLOUCESTER
State	MA
Zip	01930-3701
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CB
Legal Block	57
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2021
Census Tract	221500

Owner

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 LANGSFORD ST, GLOUCESTER, MA 01930-1142
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
May 8, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE ANN SAVINGS BANK
Oct 4, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPE ANN SAVINGS BANK
Dec 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 8, 2014 · Amount on Record
Deed Sale	Oct 8, 2014 · Amount on Record
Deed Book / Page	33595 / 373
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	13 CHESTNUT ST, GLOUCESTER, MA 01930-3701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043187-132
Date	Jan 20, 2026
Book Page	43187/132
Instrument	20260120003140

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	13 CHESTNUT ST, GLOUCESTER, MA 01930-3701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37496-278
Date	May 8, 2019
Book Page	37496/278
Instrument	20190508001780

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	13 CHESTNUT ST, GLOUCESTER, MA 01930-3701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37061-517
Date	Oct 4, 2018
Book Page	37061/517
Instrument	181004000040

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	13 CHESTNUT ST, GLOUCESTER, MA 01930-3701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38083-407
Date	Dec 4, 2019
Book Page	38083/407
Instrument	20191204001620

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,648.00 (+1.84%)	$478,200 (+1.94%) Land $120,400 Building $357,800
2024	$4,564.00 (-3.18%)	$469,100 (+5.39%) Land $114,600 Building $354,500
2023	$4,714.00	$445,100 Land $102,400 Building $342,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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