10 Chestnut St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 10 Chestnut St, Gloucester, MA 01930

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,746 sqft · built 1900
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 1995)
Tax Bill	$6,943 (2025)
Deeds & Mortgages	Dec 2020 Refinance Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0013 B:0051 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0013 B:0051 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,746 sqft Living Area
Gross Area	4,213 sqft
1st Floor Area	1,684 sqft
Basement Area	1,422 sqft
Unfinished Basement	1,062 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	7,400 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 CHESTNUT ST
City	GLOUCESTER
State	MA
Zip	01930-3702
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CB
Legal Block	51
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2028
Census Tract	221500

Owner

Source: Essex County and Gloucester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 CHESTNUT ST, GLOUCESTER, MA 01930-3702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 1995 · Amount on Record
Deed Sale	May 18, 1995 · Amount on Record
Deed Book / Page	13024 / 323
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	10 CHESTNUT ST, GLOUCESTER, MA 01930-3702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39325-62
Date	Dec 22, 2020
Book Page	39325/62
Instrument	20201222000650

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2040

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	10 CHESTNUT ST, GLOUCESTER, MA 01930-3702
Document Number	35669-353
Book / Page	035669 / 000353
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35669-353
Date	Feb 8, 2017
Book Page	035669/000353
Instrument	1702080263

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 7, 2032

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,943.00 (+7.24%)	$714,300 (+7.35%) Land $153,300 Building $561,000
2024	$6,474.00 (-3.88%)	$665,400 (+4.62%) Land $146,000 Building $519,400
2023	$6,735.00	$636,000 Land $130,400 Building $505,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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