Morris County and Montville Township property record for 5 Cedar Rd, #T, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 2,043 sqft · built 1935 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,500 (May 2020) |
| Tax Bill | $8,813 (2024) |
| Deeds & Mortgages | Dec 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00117-0000-00005 |
| Primary APN | 21-00117-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,043 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Construction Type | Frame |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 145 ft deep x 218 ft wide |
| Street Address | 5 CEDAR RD, T |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Subdivision | LAKESIDE/MONTVILLE SEC 1 |
| Legal Block | 117 |
| Legal Lot Number | 5 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 40805 |
5 Cedar Rd, #T is owned by two individuals who bought it in May 2020.
Source: Morris County and Montville Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 CEDAR RD, TOWACO, NJ 07082-1403 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on File |
| Deed Sale | May 12, 2020 · Amount on File |
| Prior Sale | Nov 7, 2016 |
| Deed Document Number | 202028974 |
| Deed Book / Page | 23770 / 1989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 5 CEDAR RD # T, T, TOWACO, NJ 07082-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0236700626 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 23670/0626 |
| Instrument | 2019070216 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,200 (-) Land $178,500 Building $151,700 | $330,200 (-) Land $178,500 Building $151,700 | |
| 2025 | $330,200 Land $178,500 Building $151,700 | $330,200 Land $178,500 Building $151,700 | |
| 2024 | $8,813.00 | ||
| 2023 | $330,200 (-) Land $178,500 Building $151,700 | $330,200 (-) Land $178,500 Building $151,700 | |
| 2022 | $8,482.00 (+1.37%) | $330,200 Land $178,500 Building $151,700 | $330,200 Land $178,500 Building $151,700 |
| 2021 | $8,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Cedar Rd, #T in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Cedar Rd, #T is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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