Morris County and Montville Township property record for 3 Cedar Rd, #T, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 2,300 sqft · built 1922 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Jun 2022) |
| Tax Bill | $14,671 (2024) |
| Deeds & Mortgages | Apr 2024 Transfer Mar 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00117-0000-00004 |
| Primary APN | 21-00117-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 2,300 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Lot Area | 20,473 sqft (0.47 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 3 CEDAR RD, T |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Block | 117 |
| Legal Lot Number | 4 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 40805 |
Source: Morris County and Montville Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CEDAR RD, MONTVILLE, NJ 07045-9508 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 4, 2024 | Intrafamily Transfer, Transfer |
| Mar 7, 2024 | Intrafamily Transfer, Transfer |
| Aug 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Jun 24, 2022 | Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Mar 29, 2021 | Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Jan 22, 2021 | Grant Deed, Transfer ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2021 · Amount on Record |
| Deed Document Number | 202243243 |
| Deed Book / Page | 24436 / 1097 |
| Last Transfer Date | Feb 1, 2024 |
| Transfer Doc | 0247221013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 4, 2024 |
| Property Address | 3 CEDAR RD # T, T, TOWACO, NJ 07082-1403 |
| Document Number | 0247320666 |
| Book / Page | 24732 / 666 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024011576 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 CEDAR RD, MONTVILLE, NJ 07045-9508 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3 CEDAR RD, MONTVILLE, NJ 07045-9508 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 7, 2024 |
| Property Address | 3 CEDAR RD # T, T, TOWACO, NJ 07082-1403 |
| Document Number | 0247221013 |
| Book / Page | 24722 / 1013 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024008156 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 CEDAR ROAD, MONTVALE, NJ 07645 |
| Name | Verified Name |
|---|---|
| Address | 3 CEDAR RD, TOWACO, NJ 07082-1403 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 3 CEDAR RD # T, T, TOWACO, NJ 07082-1403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ATS |
| Name | Verified Name |
|---|
| Document Number | 0244691774 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 24469/1774 |
| Instrument | 2022054300 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jun 24, 2022 |
| Property Address | 3 CEDAR RD # T, T, TOWACO, NJ 07082-1403 |
| Document Number | 0244361097 |
| Book / Page | 24436 / 1097 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022043243 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & STLMT SVC LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,821.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 WASHINGTON ST, 209, BOONTON, NJ 07005-2189 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 CEDAR RD, MONTVILLE, NJ 07045-9508 |
| Document Number | 2022043244 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022043244 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | Other |
| Max Rate | 10% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 29, 2021 |
| Property Address | 3 CEDAR RD # T, T, TOWACO, NJ 07082-1403 |
| Document Number | 0240821791 |
| Book / Page | 24082 / 1791 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021031488 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,481.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 CREST HILL DR, 14, BOONTON TOWNSHIP, NJ 07005-9176 |
| Name | Verified Name |
|---|---|
| Address | 209 WASHINGTON ST, BOONTON, NJ 07005-2189 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jan 22, 2021 |
| Property Address | 3 CEDAR RD # T, T, TOWACO, NJ 07082-1403 |
| Document Number | 0240001386 |
| Book / Page | 024000 / 001386 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 6004 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CREST HILL DR BOONTON TOWNSHIP NJ 070059176, BOONTON TOWNSHIP, NJ 07005-9176 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,700 (-) Land $174,300 Building $375,400 | $549,700 (-) Land $174,300 Building $375,400 | |
| 2025 | $549,700 (-) Land $174,300 Building $375,400 | $549,700 (-) Land $174,300 Building $375,400 | |
| 2024 | $14,671.00 (+3.89%) | ||
| 2023 | $549,700 (+163.39%) Land $174,300 Building $375,400 | $549,700 (+163.39%) Land $174,300 Building $375,400 | |
| 2022 | $14,121.00 (+167.04%) | $208,700 Land $174,300 Building $34,400 | $208,700 Land $174,300 Building $34,400 |
| 2021 | $5,288.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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