Morris County and Montville Township property record for 4 Cedar Rd, #T, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 2,478 sqft · built 1935 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (May 2000) |
| Tax Bill | $11,648 (2024) |
| Deeds & Mortgages | Sep 2022 Mortgage Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00116-0000-00029 |
| Primary APN | 21-00116-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,478 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 4 CEDAR RD, T |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Block | 116 |
| Legal Lot Number | 29 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40805 |
Source: Morris County and Montville Township records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CEDAR RD, TOWACO, NJ 07082-1417 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Jan 15, 2019 | Deed of Trust, Mortgage · Line of Credit LOWER |
| Jan 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOWER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2000 · Amount on Record |
| Deed Sale | May 9, 2000 · Amount on Record |
| Deed Document Number | 200035821 |
| Deed Book / Page | 5175 / 69 |
| Last Transfer Date | Aug 6, 2016 |
| Transfer Doc | 0000051340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 4 CEDAR RD # T, T, TOWACO, NJ 07082-1417 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0245010583 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 24501/583 |
| Instrument | 2022064750 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 4 CEDAR RD # T, T, TOWACO, NJ 07082-1417 |
| Document Number | 0234861499 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CEDAR RD TOWACO NJ 070821417, TOWACO, NJ 07082-1417 |
| Document Number | 0234861499 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 023486/001499 |
| Instrument | 5390 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 31, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 4 CEDAR RD # T, T, TOWACO, NJ 07082-1417 |
| Document Number | 0234861489 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CEDAR RD TOWACO NJ 070821417, TOWACO, NJ 07082-1417 |
| Document Number | 0234861489 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 023486/001489 |
| Instrument | 5389 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2049 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,400 (-) Land $177,000 Building $259,400 | $436,400 (-) Land $177,000 Building $259,400 | |
| 2025 | $436,400 (-) Land $177,000 Building $259,400 | $436,400 (-) Land $177,000 Building $259,400 | |
| 2024 | $11,648.00 (+3.9%) | ||
| 2023 | $436,400 (-) Land $177,000 Building $259,400 | $436,400 (-) Land $177,000 Building $259,400 | |
| 2022 | $11,211.00 (+1.38%) | $436,400 Land $177,000 Building $259,400 | $436,400 Land $177,000 Building $259,400 |
| 2021 | $11,058.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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