Walton County property record for 5 Bayshore Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,801 sqft · built 2021 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,140,000 (Sep 2026) |
| Tax Bill | $15,944 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 28-2S-21-42010-00A-0030 |
| Primary APN | 28-2S-21-42010-00A-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,801 sqft Living Area |
| Gross Area | 5,688 sqft |
| Flooring | Tile |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Hardboard |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 547 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5 BAYSHORE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYS |
| Legal Description | LOT 3 BLK A FLAMINGO BEACH S/D PB 4-8 OR 2349-942 OR 2872-299 OR 3083-3401 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | FLAMINGO BEACH |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950608 |
5 Bayshore Dr is owned by an individual who bought it in September 2026.
Source: Walton County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 911 SPRINGDALE RD NE, ATLANTA, GA 30306-4619 |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Warranty Deed, Transfer SHORELINE TITLE LLC, SHORELINE TITLE |
| Nov 22, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Apr 22, 2020 | Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK |
| Aug 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage JOHN KAZEK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on File |
| Deed Sale | Sep 10, 2026 · Amount on File |
| Prior Sale | Aug 31, 2018 · Amount on File |
| Deed Document Number | 202637285 |
| Deed Book / Page | 3412 / 771 |
| Prior Transfer Date | Dec 15, 2010 |
| Prior Transfer Doc | 0028720299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 10, 2026 |
| Property Address | 5 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8500 |
| Document Number | 0000037285 |
| Book / Page | 3412 / 771 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202637285 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | SHORELINE TITLE LLC, SHORELINE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,219,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 SPRINGDALE RD NE, ATLANTA, GA 30306-4619 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 5 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8500 |
| Document Number | 0032261414 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 3226/1414 |
| Instrument | 20210057813 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 5 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8500 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031402337 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 3140/2337 |
| Instrument | 20200013835 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 5 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8500 |
| Document Number | 0030833401 |
| Book / Page | 003083 / 003401 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 29404 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | MCGILL ESCROW AND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 156 DOMINICA CT MIRAMAR BEACH FL 325508038, MIRAMAR BEACH, FL 32550-8038 |
| Document Number | 30833402 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 003083/003402 |
| Instrument | 29405 |
| Name | JOHN KAZEK |
|---|---|
| Address | 19 RILEY CT, MIRAMAR BEACH, FL 32550 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 5 Bayshore Dr was $15,944, up 1.8% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,944.00 (+1.85%) | $1,808,173 | $1,902,483 Land $620,000 Building $1,282,483 |
| 2024 | $15,655.00 (+3.62%) | ||
| 2023 | $15,108.00 (+1.06%) Homeowner's exemption | $1,902,483 (+14.86%) Land $620,000 Building $1,282,483 | $1,902,483 (+14.86%) Land $620,000 Building $1,282,483 |
| 2022 | $14,949.00 Homeowner's exemption | $1,656,343 Land $527,145 Building $1,129,198 | $1,656,343 Land $527,145 Building $1,129,198 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Bayshore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Bayshore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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