5 6th Ave SE, Elgin, MN 55932 Property Records

Wabasha County property record for 5 6th Ave SE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,835 sqft · built 2003
Lot Size	0.291 acres (12,679 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2026)
Tax Bill	$3,606 (2026)
Deeds & Mortgages	Oct 2007 Mortgage Feb 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R19.00338.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00338.00`
Alternative APN	`19.00338.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,835 sqft Living Area
Basement Area	886 sqft
Finished Basement	886 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,679 sqft (0.291 acres)
Garage Type	Attached
Garage Area	792 sqft
Porch	Open Porch
Porch Area	28 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5 6TH AVE SE
City	ELGIN
State	MN
Zip	55932-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 WHITEWATER WAY LOT-003 BLOCK-001 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	WHITEWATER WAY
Legal Block	1
Legal Lot Number	3
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3057
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 6TH AVE SE, ELGIN, MN 55932-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2007	Deed of Trust, Mortgage WELLS FARGO BANK NA
Feb 2, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
Mar 10, 2006	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 2, 2005	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	2026362720
Prior Transfer Date	Sep 2, 2005
Prior Transfer Doc	0001273072
Record Updated	Sep 20, 2026

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	5 6TH AVE SE, ELGIN, MN 55932-9746
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001285091
Date	Oct 26, 2007
Instrument	1285091

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Sep 5, 2022

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	5 6TH AVE SE, ELGIN, MN 55932-9746
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305421
Date	Feb 2, 2012
Instrument	305421

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2042

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Apr 2, 2026
Property Address	5 6TH AVE SE, ELGIN, MN 55932-9746
Document Number	0000362720
Instrument Date	Apr 1, 2026
Instrument	2026362720
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 6TH AVE SE, ELGIN, MN 55932-9746

Mortgage

Document Number	0000362720,
Date	Apr 2, 2026
Instrument	2026362720

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Mar 10, 2006
Property Address	5 6TH AVE SE, ELGIN, MN 55932-9746
Document Number	0001276187
Instrument Date	Feb 27, 2006
Instrument	1276187
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$514.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 6TH AVE SE, ELGIN, MN 55932-9746

Mortgage

Document Number	0001276188
Date	Mar 10, 2006
Instrument	1276188

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2036

Mortgage

Document Number	0001276189
Date	Mar 10, 2006
Instrument	1276189

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WABASHA MN
Recording Date	Sep 2, 2005
Property Address	5 6TH AVE SE, ELGIN, MN 55932-9746
Document Number	0001273072
Instrument Date	Sep 2, 2005
Instrument	1273072
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 1ST ST NW, ROCHESTER, MN 55901-3027

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,606.00 (+6.37%)	$278,900 (-2.82%) Land $50,000 Building $228,900	$278,900 (-2.82%) Land $50,000 Building $228,900
2025	$3,390.00 (+1.74%) Homeowner's exemption	$287,000 (+7.29%) Land $50,000 Building $237,000	$287,000 (+7.29%) Land $50,000 Building $237,000
2023	$3,332.00 Homeowner's exemption	$267,500 Land $50,000 Building $217,500	$267,500 Land $50,000 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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