4 6th Ave SE, Elgin, MN 55932 Property Records

Wabasha County property record for 4 6th Ave SE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,248 sqft · built 2021
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jun 2021)
Tax Bill	$4,668 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`R19.00474.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00474.00`
Alternative APN	`19.00474.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,248 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 6TH AVE SE
City	ELGIN
State	MN
Zip	55932-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 WHITEWATER MEADOWS LOT-001 BLOCK-001 .59 AC LOT 1 BLK 1 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	WHITEWATER MEADOWS
Legal Block	1
Legal Lot Number	1
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3027
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 6TH AVE SE, ELGIN, MN 55932-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jun 18, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 6, 2021	Warranty Deed, Construction Loan · Construction Mortgage STERLING STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	2021344848
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	4 6TH AVE SE, ELGIN, MN 55932-9746
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 6TH AVE SE, ELGIN, MN 55932-9746

Mortgage

Document Number	0000354816
Date	Jan 17, 2024
Instrument	354816

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Jun 18, 2021
Property Address	4 6TH AVE SE, ELGIN, MN 55932-9746
Document Number	0000344848
Instrument Date	May 21, 2021
Instrument	344848
Transaction Type	Subdivision Related Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 6TH AVE SE, ELGIN, MN 55932-9746

Mortgage

Document Number	0000344849
Date	Jun 18, 2021
Instrument	344849

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Jan 6, 2021
Property Address	4 6TH AVE SE, ELGIN, MN 55932-9746
Document Number	0000342403
Instrument Date	Jan 6, 2021
Instrument	342403
Transaction Type	Construction Loan
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Tax	$153.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3987 STONE POINT DR NE, ROCHESTER, MN 55906-5461

Mortgage

Document Number	0000342404
Date	Jan 6, 2021
Instrument	342404

Lender

Name	STERLING STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 6, 2022

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,668.00 (+9.17%) Homeowner's exemption	$349,600 (+4.55%) Land $50,000 Building $299,600	$349,600 (+4.55%) Land $50,000 Building $299,600
2023	$4,276.00 Homeowner's exemption	$334,400 Land $50,000 Building $284,400	$334,400 Land $50,000 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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