40 6th Ave SE, Elgin, MN 55932 Property Records

Wabasha County property record for 40 6th Ave SE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,119 sqft · built 2021
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$362,975 (Nov 2021)
Tax Bill	$4,558 (2026)
Deeds & Mortgages	Nov 2021 Sale Apr 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R19.00478.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00478.00`
Alternative APN	`19.00478.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,119 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 6TH AVE SE
City	ELGIN
State	MN
Zip	55932-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 WHITEWATER MEADOWS LOT-005 BLOCK-001 .32 AC LOT 5 BLK 1 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	WHITEWATER MEADOWS
Legal Block	1
Legal Lot Number	5
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3027
Census Tract	490500

Owner

40 6th Ave SE is owned and occupied by an individual who bought it in November 2021.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	40 6TH AVE SE, ELGIN, MN 55932-9746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Subdivision Related Transfer
Apr 29, 2021	Warranty Deed, Construction Loan · Construction Mortgage FORESIGHT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Apr 29, 2021 · Amount on File
Deed Document Number	2021346695
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Nov 4, 2021
Property Address	40 6TH AVE SE, ELGIN, MN 55932-9746
Document Number	0000346695
Instrument Date	Oct 8, 2021
Instrument	346695
Transaction Type	Subdivision Related Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Tax	$1,197.82
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 6TH AVE SE, ELGIN, MN 55932-9746

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Apr 29, 2021
Property Address	40 6TH AVE SE, ELGIN, MN 55932-9746
Document Number	0000344081
Instrument Date	Apr 27, 2021
Instrument	344081
Transaction Type	Construction Loan
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7402 COUNTY 24 RD NE, ELGIN, MN 55932-9315
Investor	Possibly a Property Investor

Mortgage

Document Number	0000344082
Date	Apr 29, 2021
Instrument	344082

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jan 27, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 40 6th Ave SE was $4,558 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,558.00 Homeowner's exemption	$342,200 Land $50,000 Building $292,200	$342,200 Land $50,000 Building $292,200
2023	$4,178.00 Homeowner's exemption	$327,600 Land $50,000 Building $277,600	$327,600 Land $50,000 Building $277,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 6th Ave SE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 6th Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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