Narragansett Town property record for 5 3rd St, Narragansett, RI 02882
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,183 sqft · built 2008 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,573 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NARR M:L B:74 L:A |
| Primary APN | NARR M:L B:74 L:A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,183 sqft Living Area |
| Gross Area | 3,996 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,599 sqft (0.151 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 16247475 |
|---|---|
| Street Address | 5 3RD ST |
| City | NARRAGANSETT |
| State | RI |
| Zip | 02882-5815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 74 |
| Legal Lot Number | A |
| Jurisdiction | NARRAGANSETT RI |
| Township / Civil Division | NARRAGANSETT |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 51504 |
5 3rd St, a single family home, is held in a trust.
Source: Narragansett Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 259 WINDING RDG, SOUTHINGTON, CT 06489-2114 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NARRAGANSETT RI |
| Property Address | 5 3RD ST, NARRAGANSETT, RI 02882-5815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 946-562 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 946/562 |
| Instrument | 1254 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 5 3rd St was $6,573.
Source: Narragansett Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Narragansett Town |
| Unified School District | Narragansett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,573.00 | $968,100 Land $451,700 Building $516,400 | $1,044,573 |
| 2023 | $6,097.00 (+3.44%) | $654,900 (-) Land $301,000 Building $353,900 | |
| 2022 | $5,894.00 | $654,900 Land $301,000 Building $353,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 60 (1978–2024) |
| Claims Outside the SFHA | 24 of 60 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NARRAGANSETT WATER SYSTEM-POINT JUDITH serves 8,210 people · EPA ID RI1858428 |
|---|---|
| Water Source | Purchased groundwater from VEOLIA WATER WAKEFIELD RHODE ISLAND INC |
| Last State Inspection | Jun 2023 |
| Also Mapped Here | NARRAGANSETT WATER DEPT-NORTH END |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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