4 3rd St, Narragansett, RI 02882 Property Records

Narragansett Town property record for 4 3rd St, Narragansett, RI 02882

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,457 sqft · built 2005
Lot Size0.138 acres (5,998 sqft)
OwnerCompany Name on Record
Last Sale$156,000 (May 2000)
Tax Bill$6,359 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNNARR M:L B:48

Property Details

APN / Parcel Number

Primary APNNARR M:L B:48
Alternative APN
  • 1082200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,457 sqft Living Area
Gross Area3,275 sqft
Basement Area592 sqft
Unfinished Basement592 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1082200
Street Address4 3RD ST
CityNARRAGANSETT
StateRI
Zip02882-5816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Block48
JurisdictionNARRAGANSETT RI
Township / Civil DivisionNARRAGANSETT
Census Block Group2
Census Block2055
Census Tract51504

Owner

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8 GAVIN PL, THOMASTON, CT 06787-1835
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2000 · Amount on Record
Deed SaleMay 2, 2000 · Amount on Record
Prior SaleAug 26, 1996 · Amount on Record
Deed Book / Page423 / 558
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNARRAGANSETT RI
Property Address4 3RD ST, NARRAGANSETT, RI 02882-5816
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number915-691
DateJul 27, 2018
Book Page915/691
Instrument2549
Lender
NameDITECH FINANCIAL LLC
Agreement
AmountAmount Recorded
Term300 Months
DueJul 1, 2043

Tax Assessment & Valuation

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNarragansett Town
Unified School DistrictNarragansett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,359.00 (+10.25%)$936,500 (+51.17%) Land $400,800 Building $535,700$862,824
2023$5,768.00 (+3.44%)$619,500 (-) Land $267,100 Building $352,400
2022$5,576.00$619,500 Land $267,100 Building $352,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims60 (1978–2024)
Claims Outside the SFHA24 of 60
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 25 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Hurricane Bob, Aug 1991 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNARRAGANSETT WATER SYSTEM-POINT JUDITH
serves 8,210 people · EPA ID RI1858428
Water SourcePurchased groundwater from VEOLIA WATER WAKEFIELD RHODE ISLAND INC
Last State InspectionJun 2023
Also Mapped HereNARRAGANSETT WATER DEPT-NORTH END
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number