Narragansett Town property record for 1 3rd St, Narragansett, RI 02882
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,536 sqft · built 1960 |
| Lot Size | 0.146 acres (6,373 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,037,500 (Oct 2024) |
| Tax Bill | $5,426 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NARR M:L B:73 |
| Primary APN | NARR M:L B:73 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 3,362 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,373 sqft (0.146 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4016250 |
|---|---|
| Street Address | 1 3RD ST |
| City | NARRAGANSETT |
| State | RI |
| Zip | 02882-5815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 73 |
| Jurisdiction | NARRAGANSETT RI |
| Township / Civil Division | NARRAGANSETT |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 51504 |
Source: Narragansett Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5602 SEASHORE DR, NEWPORT BEACH, CA 92663-2221 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust CHAMPIONS FUNDING LLC |
| Oct 2, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage SHANNON MICHELLE |
| Nov 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 2, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2024 · Amount on Record |
| Deed Sale | Oct 2, 2024 · Amount on Record |
| Prior Sale | Sep 2, 2020 · Amount on Record |
| Deed Document Number | 20242456 |
| Deed Book / Page | 1036 / 646 |
| Prior Transfer Date | Sep 16, 2024 |
| Prior Transfer Doc | 001036-385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NARRAGANSETT RI |
| Recording Date | Jul 7, 2026 |
| Property Address | 1 3RD ST, NARRAGANSETT, RI 02882-5815 |
| Document Number | 0000001842 |
| Book / Page | 1064 / 221 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20261842 |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001842, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 1064/221 |
| Instrument | 20261842 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NARRAGANSETT RI |
| Recording Date | Oct 2, 2024 |
| Property Address | 1 3RD ST, NARRAGANSETT, RI 02882-5815 |
| Document Number | 001036-646 |
| Book / Page | 1036 / 646 |
| Instrument Date | Sep 26, 2024 |
| Instrument | 2024002456 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5602 SEASHORE DR, NEWPORT BEACH, CA 92663-2221 |
| Document Number | 2024002644 |
|---|---|
| Date | Oct 2, 2024 |
| Instrument | 2024002644 |
| Name | SHANNON MICHELLE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NARRAGANSETT RI |
| Recording Date | Nov 14, 2023 |
| Property Address | 1 3RD ST, NARRAGANSETT, RI 02882-5815 |
| Document Number | 001025-155 |
| Book / Page | 1025 / 155 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 2023003021 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 FOREST RD, WESTWOOD, MA 02090-1211 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NARRAGANSETT RI |
| Recording Date | Sep 2, 2020 |
| Property Address | 1 3RD ST, NARRAGANSETT, RI 02882-5815 |
| Document Number | 956-986 |
| Book / Page | 956 / 986 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 2020003647 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 3RD ST, NARRAGANSETT, RI 02882-5815 |
| Document Number | 2020003648 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020003648 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Narragansett Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Narragansett Town |
| Unified School District | Narragansett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,426.00 (+4.65%) | $799,100 (+43.49%) Land $450,600 Building $348,500 | $1,088,648 |
| 2023 | $5,185.00 (+3.45%) | $556,900 (-) Land $300,300 Building $256,600 | |
| 2022 | $5,012.00 | $556,900 Land $300,300 Building $256,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 60 (1978–2024) |
| Claims Outside the SFHA | 24 of 60 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NARRAGANSETT WATER SYSTEM-POINT JUDITH serves 8,210 people · EPA ID RI1858428 |
|---|---|
| Water Source | Purchased groundwater from VEOLIA WATER WAKEFIELD RHODE ISLAND INC |
| Last State Inspection | Jun 2023 |
| Also Mapped Here | NARRAGANSETT WATER DEPT-NORTH END |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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