4999 SE Pine Ridge Way, Stuart, FL 34997 Property Records

Martin County property record for 4999 SE Pine Ridge Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,340 sqft · built 1982
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Apr 2019)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-007-000-0015.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-007-000-0015.0-4-0000`
Alternative APNs	`48-38-41-007-000-00150-4` `38672`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	1,788 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Concrete Masonry Porch
Porch Area	291 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38672
Street Address	4999 SE PINE RIDGE WAY
City	STUART
State	FL
Zip	34997-6929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	PINE RIDGE GARDENS UNRC WEST 1/2 OF LOT 15 AKA W 80 FT OF E 640 FT OF N 140 FT (MEASURED ALG N/LN) OF LOT 40 & 1/2 OF RD ADJ TO S/LN
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	PINE RIDGE GARDENS UNRECORDED
Legal Block	1
Legal Lot Number	15
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4999 SE PINE RIDGE WAY, STUART, FL 34997-6929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL BANK
Apr 3, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	20192747165
Deed Book / Page	3050 / 1355
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4999 SE PINE RIDGE WAY, STUART, FL 34997-6929
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4999 SE PINE RIDGE WAY, STUART, FL 34997-6929
Investor	Possibly a Property Investor

Mortgage

Document Number	0034101730
Date	Dec 11, 2023
Book Page	3410/1730
Instrument	3048555

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4999 SE PINE RIDGE WAY, STUART, FL 34997-6929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4999 SE PINE RIDGE WAY, STUART, FL 34997-6929

Mortgage

Document Number	0031541124
Date	Aug 31, 2020
Book Page	3154/1124
Instrument	2834985

Lender

Name	INTERCONTINENTAL BANK
Type	Bank
Address	JERICHO, NY 11753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 3, 2019
Property Address	4999 SE PINE RIDGE WAY, STUART, FL 34997-6929
Document Number	0030501355
Book / Page	3050 / 1355
Instrument Date	Apr 3, 2019
Instrument	2747165
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4999 SE PINE RIDGE WAY, 4999, STUART, FL 34997-6929

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4999 SOUTHEAST, STUART, FL 34997
Investor	Possibly a Property Investor

Mortgage

Document Number	0002747166
Date	Apr 3, 2019
Instrument	2747166

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,870.00 (-0.61%) Additional exemption filed	$321,806 (+5.99%)	$468,480 (+8.21%) Land $240,000 Building $228,480
2024	$4,900.00 (+2.13%)
2023	$4,798.00 (+3.67%) Additional exemption filed	$303,629 (+3%)	$432,920 (+15.71%) Land $225,000 Building $207,920
2022	$4,628.00 Homeowner's exemption	$294,786	$374,130 Land $215,250 Building $158,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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