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4940 SE Pine Ridge Way, Stuart, FL 34997 Property Records

Martin County property record for 4940 SE Pine Ridge Way, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,532 sqft · built 1983
Lot Size0.257 acres (11,195 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Dec 2020)
Tax Bill$5,826 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-38-41-007-000-0006.1-2-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-007-000-0006.1-2-0000
Alternative APNs
  • 48-38-41-007-000-00061-2
  • 38658

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,532 sqft Living Area
Gross Area2,249 sqft
1st Floor Area1,532 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,195 sqft (0.257 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area512 sqft
PorchEnclosed Concrete/Masonry Porch
Porch Area717 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number38658
Street Address4940 SE PINE RIDGE WAY
CitySTUART
StateFL
Zip34997-6982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionPINE RIDGE GARDENS UNREC E 80 (MEASURED ALG S/LN) OF W 513.53 OF S 140 OF LOT 40 & 1/2 OF RD ADJ TO N/LN (LOT 6-E)
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionPINE RIDGE GARDENS UNRECORDED
Legal Block1
Legal Lot Number40,1
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1014
Census Tract1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4940 SE PINE RIDGE WAY, STUART, FL 34997-6982
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Prior SaleSep 14, 2007 · Amount on Record
Deed Document Number20202858175
Deed Book / Page3184 / 2495
Prior Transfer DateSep 12, 2007
Prior Transfer Doc0002038816
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 29, 2020
Property Address4940 SE PINE RIDGE WAY, STUART, FL 34997-6982
Document Number0031842495
Book / Page3184 / 2495
Map ReferenceMB 2278 PG 1775
Instrument DateDec 16, 2020
Instrument2858175
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4150 SE WHITICAR WAY, 4150, STUART, FL 34997-6148

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 SE PINE RIDGE WAY, STUART, FL 34997-6982

Mortgage

Document Number0031842497
DateDec 29, 2020
Instrument3184/2497
Lender
NameGUARANTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,826.00 (-0.72%) Homeowner's exemption$382,434 (+5.99%)$550,280 (+8.49%) Land $240,000 Building $310,280
2024$5,868.00 (+2.02%)
2023$5,752.00 (+3.6%) Additional exemption filed$360,832 (+3%)$507,200 (+16.94%) Land $225,000 Building $282,200
2022$5,552.00 Homeowner's exemption$350,323$433,710 Land $215,250 Building $218,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 86 condo units
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

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