4980 SE Pine Ridge Way, Stuart, FL 34997 Property Records

Martin County property record for 4980 SE Pine Ridge Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1971
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Apr 2017)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-007-000-0007.1-0-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-007-000-0007.1-0-0000`
Alternative APNs	`48-38-41-007-000-00071-0` `38660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	1,684 sqft
1st Floor Area	1,432 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	300 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38660
Street Address	4980 SE PINE RIDGE WAY
City	STUART
State	FL
Zip	34997-6982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	PINE RIDGE GARDENS UNREC E 80 (MEASURED ALG S/LN) OF W 673.53 & 1/2 OF RD ADJ TO N/LN (E 1/2 OF LOT 7)
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	PINE RIDGE GARDENS UNRECORDED
Legal Block	1
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

4980 SE Pine Ridge Way is owned and occupied by two individuals who acquired it in September 2020.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4980 SE PINE RIDGE WAY, STUART, FL 34997-6982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Prior Sale	Apr 1, 2004 · Amount on File
Deed Document Number	20172629993
Deed Book / Page	2918 / 2698
Last Transfer Date	Sep 25, 2020
Transfer Doc	0031631244
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Oct 6, 2020
Property Address	4980 SE PINE RIDGE WAY, STUART, FL 34997-6982
Document Number	0031631244
Book / Page	3163 / 1244
Map Reference	MB 1 PG 39
Instrument Date	Sep 25, 2020
Instrument	2841769
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 SE PINE RIDGE WAY, STUART, FL 34997-6982

Mortgage

Document Number	0031631247
Date	Oct 6, 2020
Instrument	3163/1247

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 19, 2017
Property Address	4980 SE PINE RIDGE WAY, STUART, FL 34997-6982
Document Number	0029182698
Book / Page	02918 / 2698
Map Reference	MB1 PG89
Instrument Date	Apr 14, 2017
Instrument	2629993
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 SE PINE RIDGE WAY, STUART, FL 34997-6982

Mortgage

Document Number	0002629994
Date	Apr 19, 2017
Instrument	2629994

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4980 SE Pine Ridge Way was $4,021 with a homeowner's exemption, up 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00 (+0.58%) Homeowner's exemption	$267,921	$471,190 Land $240,000 Building $231,190
2024	$3,998.00 (+2.3%)
2023	$3,908.00 (+3.8%) Additional exemption filed	$250,250 (+3%)	$430,850 (+15.92%) Land $225,000 Building $205,850
2022	$3,765.00 Homeowner's exemption	$242,962	$371,670 Land $215,250 Building $156,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4980 SE Pine Ridge Way in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4980 SE Pine Ridge Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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