4997 Spring Rdg NE, Ada, MI 49301 Property Records

Kent County property record for 4997 Spring Rdg NE, Ada, MI 49301

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,150 sqft · built 1995
Lot Size	1.31 acres (57,194 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2021)
Tax Bill	$10,331 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-15-19-152-003`

Property Details

APN / Parcel Number

Primary APN	`41-15-19-152-003`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,150 sqft Living Area
1st Floor Area	2,140 sqft
Basement Area	2,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	57,194 sqft (1.31 acres)
Lot Width	642 ft Width
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4997 SPRING RDG NE
City	ADA
State	MI
Zip	49301-8800
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RR
Legal Description	411519152003 UNIT 3 * THE RIDGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.212 LIBER 2877 PAGE 1301 AS AMENDED BY LIBER 2909
Legal Subdivision	THE RIDGE KENT COUNTY CONDOMINIUM SUBDIV
Legal Unit	3
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	3
Census Block	3027
Census Tract	11901

Owner

4997 Spring Rdg NE, a condominium, is owned and occupied by two individuals who bought it in November 2021.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4997 SPRING RDG NE, ADA, MI 49301-8800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Nov 30, 1998 · Amount on File
Deed Document Number	2021123406
Prior Transfer Date	Jul 27, 2018
Prior Transfer Doc	0000058982
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 15, 2021
Property Address	4997 SPRING RDG NE, ADA, MI 49301-8800
Document Number	0000123406
Map Reference	LB 2877 PG 1301
Instrument Date	Oct 29, 2021
Instrument	20211115-0123406
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4997 SPRING RDG NE, 4997, ADA, MI 49301-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6825 ADA DR SE, ADA, MI 49301-7877

Mortgage

Document Number	0000123407
Date	Nov 15, 2021
Instrument	20211115-0123407

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	4997 SPRING RDG NE, ADA, MI 49301-8800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111621
Date	Nov 20, 2020
Instrument	20201120-0111621

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jul 31, 2018
Property Address	4997 SPRING RDG NE, ADA, MI 49301-8800
Document Number	0000058982
Instrument Date	Jul 25, 2018
Instrument	58982
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4997 SPRING RDG NE ADA MI 493018800, ADA, MI 49301-8800

Tax Assessment & Valuation

The 2025 property tax bill for 4997 Spring Rdg NE was $10,331.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,300 (+15.91%)	$932,600 (+15.91%)
2025	$10,331.00 Homeowner's exemption	$402,300	$804,600
2023		$354,200	$708,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4997 Spring Rdg NE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2020–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4997 Spring Rdg NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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