4985 Spring Rdg NE, Ada, MI 49301 Property Records

Kent County property record for 4985 Spring Rdg NE, Ada, MI 49301

Property Summary

Property Type	Condominium
Details	4 bd · 4.5 ba · 3,917 sqft · built 1994
Lot Size	2.44 acres (106,417 sqft)
Owner	Company Name on Record
Last Sale	$529,900 (Oct 2017)
Tax Bill	$13,607 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-15-19-152-004`

Property Details

APN / Parcel Number

Primary APN	`41-15-19-152-004`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	3,917 sqft Living Area
1st Floor Area	2,640 sqft
Basement Area	2,640 sqft
Finished Basement	491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	106,417 sqft (2.44 acres)
Lot Depth	141 ft Depth
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	2,058 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4985 SPRING RDG NE
City	ADA
State	MI
Zip	49301-8800
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RR
Legal Description	411519152004 UNIT 4 * THE RIDGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.212 LIBER 2877 PAGE 1301 AS AMENDED BY LIBER 2909
Legal Subdivision	THE RIDGE KENT COUNTY CONDOMINIUM SUBDIV
Legal Unit	4
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	3
Census Block	3027
Census Tract	11901

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4985 SPRING RDG NE, ADA, MI 49301-8800
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 19, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MTG/MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	201788742
Last Transfer Date	Aug 22, 2019
Transfer Doc	0000065140
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	4985 SPRING RDG NE, ADA, MI 49301-8800
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095517
Date	Dec 28, 2022
Instrument	20221228-0095517

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	4985 SPRING RDG NE, ADA, MI 49301-8800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017743
Date	Mar 21, 2019
Instrument	20190321-0017743

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	4985 SPRING RDG NE, ADA, MI 49301-8800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052122
Date	Jun 19, 2020
Instrument	20200619-0052122

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Aug 29, 2019
Property Address	4985 SPRING RDG NE, ADA, MI 49301-8800
Document Number	0000065140
Instrument Date	Aug 22, 2019
Instrument	65140
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4985 SPRING RDG NE ADA MI 493018800, ADA, MI 49301-8800

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 19, 2017
Property Address	4985 SPRING RDG NE, ADA, MI 49301-8800
Document Number	0000088742
Instrument Date	Oct 17, 2017
Instrument	88742
Transaction Type	Transfer
Record Updated	Nov 23, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,557.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1650 WOODCREEK BLVD ANN ARBOR MI 481044270, ANN ARBOR, MI 48104-4270

Mortgage

Document Number	88743
Date	Oct 19, 2017
Instrument	88743

Lender

Name	FIFTH THIRD MTG/MI
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,500 (+11.9%)	$1,269,000 (+11.9%)
2025	$13,607.00 Homeowner's exemption	$567,000 (+13.65%)	$1,134,000 (+13.65%)
2023		$498,900	$997,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2020–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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