4987 Spring Rdg NE, Ada, MI 49301 Property Records

Kent County property record for 4987 Spring Rdg NE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,399 sqft · built 2003
Lot Size	5.64 acres (245,678 sqft)
Owner	2 Trust Names on File
Last Sale	$1,080,000 (Mar 2025)
Tax Bill	$18,179 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-15-19-126-005`

Property Details

APN / Parcel Number

Primary APN	`41-15-19-126-005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	16 Rooms
Building Area	3,399 sqft Living Area
1st Floor Area	3,255 sqft
Basement Area	2,988 sqft
Finished Basement	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Lot Area	245,678 sqft (5.64 acres)
Lot Depth	788 ft Depth
Garage Area	1,844 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Deck Area	2,944 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4987 SPRING RDG NE
City	ADA
State	MI
Zip	49301-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR/PUD
Legal Description	PART OF NWFRL 1/4 COM AT N 1/4 COR TH S 2D 16M 38S W ALONG N&S 1/4 LINE 1321.60 FT TO S LINE OF NEFRL 1/4 NWFRL 1/4 TH N 89D
Legal Range	10W
Legal Township	07N
Legal Section	19
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	3
Census Block	3027
Census Tract	11901

Owner

4987 Spring Rdg NE is owner-occupied and held in a trust since September 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4987 SPRING RDG NE, ADA, MI 49301-8800
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jun 2, 2020	Deed of Trust, Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	202512195
Last Transfer Date	Sep 25, 2025
Transfer Doc	0000064606
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Oct 3, 2025
Property Address	4987 SPRING RDG NE, ADA, MI 49301-8800
Document Number	0000064606
Instrument Date	Sep 25, 2025
Instrument	20251003-0064606
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4987 SPRING RDG NE, ADA, MI 49301-8800

Mortgage

Document Number	0000065166
Date	Oct 3, 2025
Instrument	20251007-0065166

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 1, 2021
Property Address	4987 SPRING RDG NE, ADA, MI 49301-8800
Document Number	0000074506
Instrument Date	Jun 25, 2021
Instrument	20210701-0074506
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4987 SPRING RDG NE, 4987, ADA, MI 49301-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 N MYRTLEWOOD ST, PHILADELPHIA, PA 19121-3615

Mortgage

Document Number	0000074508
Date	Jul 1, 2021
Instrument	20210701-0074508

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	4987 SPRING RDG NE, ADA, MI 49301-8800
Document Number	0000051020
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4987 SPRING RDG NE ADA MI 493018800, ADA, MI 49301-8800

Mortgage

Document Number	0000051020
Date	Jun 17, 2020
Instrument	51020

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4987 Spring Rdg NE was $18,179.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,000 (-15.85%)	$1,200,000 (-15.85%)
2025	$18,179.00	$713,000	$1,426,000
2023	$16,954.00	$628,400	$1,256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4987 Spring Rdg NE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2020–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4987 Spring Rdg NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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