4973 Onalaska Loop SE, Port Orchard, WA 98367 Property Records

Kitsap County property record for 4973 Onalaska Loop SE, Port Orchard, WA 98367

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,850 sqft · built 2019
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Feb 2020)
Tax Bill	$3,850 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5623-000-036-0004`

Property Details

APN / Parcel Number

Primary APN	`5623-000-036-0004`
Alternative APN	`2604692`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,850 sqft Living Area
Gross Area	2,201 sqft
1st Floor Area	775 sqft
2nd Floor Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Multi-Level
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space
Deck Area	32 sqft
Patio Area	21 sqft
Canopy	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4973 ONALASKA LOOP SE
City	PORT ORCHARD
State	WA
Zip	98367-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 036, SILVER VIEW DIVISION 2, ACCORDING TO THE PLAT RECORDED IN VOLUME 34 OF PLATS, PAGE(S) 97-100, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	23
Legal Section	07
Legal Subdivision	SILVER VIEW DIVISION 2
Legal Block	2
Legal Lot Number	036
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2001
Census Tract	92801

Owner

4973 Onalaska Loop SE is owned by two individuals who bought it in February 2020.

Source: Kitsap County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2605 234TH AVE NE, SAMMAMISH, WA 98074-5413
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DIRECTORS MTG
Jan 24, 2019	Trustee's Deed, Construction Loan · Line of Credit OTHER INSTITUTIONAL LENDERS
Aug 10, 2018	Deed of Trust, Mortgage CAPITAL RESOURCE
Dec 8, 2017	Quit Claim Deed, Transfer ATTORNEY'S TITLE
Aug 4, 2017	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Deed Document Number	202040184
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	4973 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009230012
Date	Sep 23, 2021
Instrument	202109230012

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Feb 4, 2020
Property Address	4973 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0002040184
Instrument Date	Jan 29, 2020
Instrument	202002040184
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEY'S TITLE/KITSAP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,763.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2605 234TH AVE NE SAMMAMISH WA 980745413, SAMMAMISH, WA 98074-5413

Mortgage

Document Number	2040185
Date	Feb 4, 2020
Instrument	202002040185

Lender

Name	DIRECTORS MTG
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KITSAP WA
Recording Date	Jan 24, 2019
Property Address	4973 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0001240074
Instrument Date	Jan 17, 2019
Instrument	201901240074
Transaction Type	Construction Loan
Record Updated	Feb 4, 2019
Title Company	ATTORNEY'S TITLE/KITSAP-PORTOR

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 215 SOUTHWORTH WA 983860215, SOUTHWORTH, WA 98386-0215

Mortgage

Document Number	1240074
Date	Jan 24, 2019
Instrument	201901240074

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	BELLEVUE, WA 98004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 23, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	4973 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0008150223
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3821 CHERRY ST SE PORT ORCHARD WA 983668904, PORT ORCHARD, WA 98366-8904
Investor	Possibly a Property Investor

Mortgage

Document Number	0008150223
Date	Aug 15, 2018
Instrument	201808150223

Lender

Name	CAPITAL RESOURCE
Type	Funding / Finance Company
Address	WOODINVILLE, WA 98077

Agreement

Amount	Amount on Record

Interest

Rate	10%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KITSAP WA
Recording Date	Dec 8, 2017
Property Address	4973 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0012080084
Instrument Date	Nov 30, 2017
Instrument	201712080084
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 215 SOUTHWORTH WA 983860215, SOUTHWORTH, WA 98386-0215

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	4973 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0008080134
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4944 4919 4997 ONALASKA LOOP S PORT ORCHARD WA 98367, PORT ORCHARD, WA 98367

Mortgage

Document Number	0008080134
Date	Aug 8, 2017
Instrument	201708080134

Lender

Name	OTHER INSTITUTIONAL LENDERS
Address	ONE UNION SQUARE, WA 98101

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4973 Onalaska Loop SE was $3,850.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$435,180 (-) Land $55,330 Building $379,850	$435,180 (-) Land $55,330 Building $379,850
2026	$3,850.00	$435,180 Land $55,330 Building $379,850	$435,180 Land $55,330 Building $379,850
2024	$3,383.00 (+0.62%)	$411,210 (-) Land $54,240 Building $356,970	$411,210 (-) Land $54,240 Building $356,970
2023	$3,362.00	$411,210 Land $54,240 Building $356,970	$411,210 Land $54,240 Building $356,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4973 Onalaska Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4973 Onalaska Loop SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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