4997 Oak Bluff Ct, Howell, MI 48843 Property Records

Livingston County property record for 4997 Oak Bluff Ct, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,804 sqft · built 1996
Lot Size	0.462 acres (20,133 sqft)
Owner	Company Name on File
Last Sale	$380,000 (Apr 2020)
Tax Bill	$5,370 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-21-201-023`

Property Details

APN / Parcel Number

Primary APN	`11-21-201-023`
Alternative APN	`471121201023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,804 sqft Living Area
1st Floor Area	1,414 sqft
Basement Area	1,414 sqft
Finished Basement	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,133 sqft (0.462 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4997 OAK BLUFF CT
City	HOWELL
State	MI
Zip	48843-7863
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPUD
Legal Description	SEC 21 T2N R5E NORTH SHORE VILLAGE CONDOMINIUM UNIT 23
Legal Range	05E
Legal Township	02N
Legal Section	21
Legal Subdivision	NORTH SHORE VILLAGE CONDO
Legal Tract	742700
Legal Unit	23
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2012
Census Tract	742700

Owner

4997 Oak Bluff Ct, a condominium, is owned by a company that bought it in April 2020 and is owner-occupied.

Source: Livingston County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	4997 OAK BLUFF CT, HOWELL, MI 48843-7863
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 30, 2020	Warranty Deed, Transfer · Conventional with PMI ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Deed Document Number	202013450
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4997 OAK BLUFF CT, HOWELL, MI 48843-7863
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	SELECT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 OAK BLUFF CT, HOWELL, MI 48843-7863

Mortgage

Document Number	2021R005621
Date	Feb 4, 2021
Instrument	2021R-005621

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 30, 2020
Property Address	4997 OAK BLUFF CT, HOWELL, MI 48843-7863
Document Number	0000013450
Instrument Date	Apr 28, 2020
Instrument	13450
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 BROWNING DR HOWELL MI 488432061, HOWELL, MI 48843-2061

Mortgage

Document Number	13451
Date	Apr 30, 2020
Instrument	13451

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4997 Oak Bluff Ct was $5,370 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,600	$523,200
2025	$5,370.00
2023		$212,300
2021			$424,600
2019	$3,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4997 Oak Bluff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4997 Oak Bluff Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK POINTE serves 2,000 people · EPA ID MI0001002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Surf Internet.

Nearby Properties on Oak Bluff Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures