4977 Oak Bluff Ct, Howell, MI 48843 Property Records

Livingston County property record for 4977 Oak Bluff Ct, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,418 sqft · built 1997
Lot Size	0.369 acres (16,114 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Dec 2015)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-21-201-021`

Property Details

APN / Parcel Number

Primary APN	`11-21-201-021`
Alternative APN	`471121201021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,418 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	1,246 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,114 sqft
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	355 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4977 OAK BLUFF CT
City	HOWELL
State	MI
Zip	48843-7863
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPUD
Legal Description	SEC 21 T2N R5E NORTH SHORE VILLAGE CONDOMINIUM UNIT 21
Legal Range	05E
Legal Township	02N
Legal Section	21
Legal Subdivision	NORTH SHORE VILLAGE CONDO
Legal Tract	742700
Legal Unit	21
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2012
Census Tract	742700

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4977 OAK BLUFF CT, HOWELL, MI 48843-7863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DFCU FINANCIAL
Aug 21, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2015 · Amount on Record
Deed Sale	Dec 15, 2015 · Amount on Record
Prior Sale	Feb 6, 2013 · Amount on Record
Deed Document Number	201538576
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	May 28, 2026
Property Address	4977 OAK BLUFF CT, HOWELL, MI 48843-7863
Document Number	0000011276
Instrument Date	May 22, 2026
Instrument	202611276
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 OAK BLUFF CT, HOWELL, MI 48843-7863

Mortgage

Document Number	0000011276,
Date	May 28, 2026
Instrument	202611276

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4977 OAK BLUFF CT, HOWELL, MI 48843-7863
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 OAK BLUFF CT, HOWELL, MI 48843-7863

Mortgage

Document Number	0000013630
Date	Jul 25, 2023
Instrument	2023R-013630

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 30, 2028

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4977 OAK BLUFF CT, HOWELL, MI 48843-7863
Document Number	0000028985
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4977 OAK BLUFF CT HOWELL MI 488437863, HOWELL, MI 48843-7863

Mortgage

Document Number	0000028985
Date	Aug 26, 2020
Instrument	28985

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2040

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,400 (+5.07%)	$476,800 (+5.07%)
2025	$4,931.00 (+14.73%) Homeowner's exemption	$226,900 (+17.02%)	$453,800 (+17.02%)
2023		$193,900
2021			$387,800
2019	$4,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK POINTE serves 2,000 people · EPA ID MI0001002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Surf Internet.

Nearby Properties on Oak Bluff Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures