4964 Oak Bluff Ct, Howell, MI 48843 Property Records

Livingston County property record for 4964 Oak Bluff Ct, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,290 sqft · built 1997
Lot Size	0.391 acres (17,052 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Feb 1999)
Tax Bill	$3,561 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-21-201-020`

Property Details

APN / Parcel Number

Primary APN	`11-21-201-020`
Alternative APN	`471121201020`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,290 sqft Living Area
1st Floor Area	1,593 sqft
Basement Area	1,593 sqft
Unfinished Basement	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,052 sqft
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4964 OAK BLUFF CT
City	HOWELL
State	MI
Zip	48843-7863
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPUD
Legal Description	SEC 21 T2N R5E NORTH SHORE VILLAGE CONDOMINIUM UNIT 20
Legal Range	05E
Legal Township	02N
Legal Section	21
Legal Subdivision	NORTH SHORE VILLAGE CONDO
Legal Tract	742700
Legal Unit	20
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2012
Census Tract	742700

Owner

4964 Oak Bluff Ct, a condominium, is owned and occupied by two individuals who bought it in February 1999.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4964 OAK BLUFF CT, HOWELL, MI 48843-7863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage DFCU FIN'L
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit DFCU FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 1999 · Amount on File
Deed Sale	Feb 16, 1999 · Amount on File
Deed Book / Page	2526 / 956
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4964 OAK BLUFF CT, HOWELL, MI 48843-7863
Document Number	0000001106
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4964 OAK BLUFF CT HOWELL MI 488437863, HOWELL, MI 48843-7863

Mortgage

Document Number	0000001106
Date	Jan 10, 2020
Instrument	1106

Lender

Name	DFCU FIN'L
Type	Funding / Finance Company
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4964 OAK BLUFF CT, HOWELL, MI 48843-7863
Document Number	0000001636
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	DFCU TITLE AGENCY LLC, DFCU TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4964 OAK BLUFF CT HOWELL MI 488437863, HOWELL, MI 48843-7863

Mortgage

Document Number	0000001636
Date	Jan 15, 2020
Instrument	1636

Lender

Name	DFCU FIN'L
Type	Funding / Finance Company
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4964 Oak Bluff Ct was $3,561 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,300	$458,600
2025	$3,561.00
2023		$186,200
2021			$372,400
2019	$2,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4964 Oak Bluff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4964 Oak Bluff Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK POINTE serves 2,000 people · EPA ID MI0001002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Surf Internet.

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