4979 Eagle Rdg Dr, Freeland, WA 98249 Property Records

Island County property record for 4979 Eagle Rdg Dr, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,723 sqft · built 2021
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Oct 2023)
Tax Bill	$5,076 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8566-00-00008-0`

Property Details

APN / Parcel Number

Primary APN	`S8566-00-00008-0`
Alternative APN	`813385`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	1,723 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	830 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	4979 EAGLE RIDGE DR
City	FREELAND
State	WA
Zip	98249-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPSHOT HEIGHTS,S LOT 8,S
Legal Subdivision	CHIPSHOT HEIGHTS,S
Legal Lot Number	8
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2019
Census Tract	971301

Owner

4979 Eagle Rdg Dr is owned by two individuals who bought it in October 2023.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3341 NW OGDEN ST, CAMAS, WA 98607-7513
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer · VA Mortgage SAVIBANK
May 21, 2021	Deed of Trust, Mortgage · Construction Mortgage SAVIBANK
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Aug 25, 2021 · Amount on File
Deed Document Number	20234566078
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 26, 2023
Property Address	4979 EAGLE RIDGE DR, FREELAND, WA 98249-8802
Document Number	0004566078
Map Reference	AF 4464040
Instrument Date	Oct 25, 2023
Instrument	4566078
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	LAND TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,295.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3341 NW OGDEN ST, CAMAS, WA 98607-7513

Mortgage

Document Number	0004566079
Date	Oct 26, 2023
Instrument	4566079

Lender

Name	SAVIBANK
Type	Bank
Address	MOUNT VERNON, WA 98273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4979 EAGLE RIDGE DR, FREELAND, WA 98249-8802
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004519872
Date	May 21, 2021
Instrument	4519872

Lender

Name	SAVIBANK
Type	Bank
Address	FREELAND, WA 98249

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 25, 2021
Property Address	4979 EAGLE RIDGE DR, FREELAND, WA 98249-8802
Document Number	0004527616
Map Reference	AF 4464040
Instrument Date	Aug 25, 2021
Instrument	4527616
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4979 EAGLE RIDGE DR, FREELAND, WA 98249-8802

Mortgage

Document Number	0004527617
Date	Aug 25, 2021
Instrument	4527617

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4979 Eagle Rdg Dr was $5,076, up 9.6% from the year before.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,076.00 (+9.56%)
2025	$4,633.00	$643,151 Land $260,000 Building $383,151	$643,151 Land $260,000 Building $383,151
2023	$4,162.00	$686,525 (+10.57%) Land $230,000 Building $456,525	$686,525 (+10.57%) Land $230,000 Building $456,525
2022		$620,909 Land $200,000 Building $420,909	$620,909 Land $200,000 Building $420,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4979 Eagle Rdg Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4979 Eagle Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR HILLS COMMUNITY WATER SYSTEM serves 1,373 people · EPA ID WA5333860
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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