Martin County property record for 5045 SE Gem Dr, Stuart, FL 34997 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1984 |
| Square Footage | 2,360 sqft Living Area |
| Lot Size | 46,304 sqft (1.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $24,000 (1984) |
| Tax Bill | $4,281.00 (2024) |
| Primary APN | 53-38-41-001-000-00080-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,360 sqft Living Area |
| 1st Floor | 2,228 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Elevator | Elevator |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 46,304 sqft (1.06 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 840 sqft Garage |
| Pool Area | 90 sqft Pool |
| Porch | 1 Porch |
| Porch Area | 450 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 43201 |
|---|---|
| Street Address | 5045 SE GEM DR |
| City | STUART |
| State | FL |
| Zip | 34997-6537 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CORAL LAKES LOT 8 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 53 |
| Legal Subdivision | CORAL LAKES |
| Legal Lot Number | 8 |
| Jurisdiction | MARTIN FL |
| Minor Civil Division | PORT SALERNO-HOBE SOUND |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 1106 |
Source: Martin County records · APN 53-38-41-001-000-00080-5
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5045 SE GEM DR, STUART, FL 34997-6537 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 01, 1984 · Amount on Record |
| Deed Sale | Jan 01, 1984 · Amount on Record |
| Deed Doc Number | 0005902384 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 5045 SE GEM DR, STUART, FL 34997-6537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030902736 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 3090/2736 |
| Instrument | 2781813 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 02, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $282,589 (+5.99%) | $555,600 (+2.05%) Land $225,000 Building $330,600 | |
| 2024 | $4,281.00 (+2.22%) | ||
| 2023 | $4,188.00 (+3.71%) Additional exemption filed | $266,627 (+3%) | $544,430 (+20.23%) Land $225,000 Building $319,430 |
| 2022 | $4,038.00 Homeowner's exemption | $258,862 | $452,840 Land $200,450 Building $252,390 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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