4995 Luce Rd, Bemus Point, NY 14712 Property Records

Chautauqua County and Ellery Town property record for 4995 Luce Rd, Bemus Point, NY 14712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1972
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Sep 2014)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2017 Mortgage
APN	`063689 282.00-1-64`

Property Details

APN / Parcel Number

Primary APN	`063689 282.00-1-64`
Alternative APN	`36892820000001064000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	260 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4995 LUCE RD
City	BEMUS POINT
State	NY
Zip	14712-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	OLD APN: 063689 6-1-17.2
Legal Block	1
Legal Lot Number	64.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	ELLERY
Census Block Group	2
Census Block	2037
Census Tract	36901

Owner

Source: Chautauqua County and Ellery Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4995 LUCE RD, BEMUS POINT, NY 14712-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 11, 2017	Deed of Trust, Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2014 · Amount on Record
Deed Sale	Sep 2, 2014 · Amount on Record
Prior Sale	Feb 17, 2012 · Amount on Record
Deed Book / Page	2014 / 5203
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	4995 LUCE RD, BEMUS POINT, NY 14712-9757
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2021002044
Date	Mar 31, 2021
Instrument	MT2021002044

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	4995 LUCE RD, BEMUS POINT, NY 14712-9757
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, MT2017004178
Date	Oct 11, 2017
Instrument	MT2017004178

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ellery Town
Unified School District	Bemus Point Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00	$111,000 (-) Land $17,200 Building $93,800	$179,000 (+12.37%) Land $27,737 Building $151,263
2023		$111,000 (-) Land $17,200 Building $93,800	$159,300 (+12.82%) Land $24,684 Building $134,616
2022	Disabled Person's exemption Veteran's exemption	$111,000 Land $17,200 Building $93,800	$141,200 Land $21,880 Building $119,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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