Chautauqua County and Ellery Town property record for 4981 Luce Rd, Bemus Point, NY 14712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1987 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,425 (Sep 2011) |
| Tax Bill | $4,365 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| APN | 063689 282.00-1-63.2 |
| Primary APN | 063689 282.00-1-63.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Upper Floors Area | 408 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Pole Barn | 1,512 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4981 LUCE RD |
|---|---|
| City | BEMUS POINT |
| State | NY |
| Zip | 14712-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | OLD APN: 063689 6-1-17.3 |
| Legal Block | 1 |
| Legal Lot Number | 63.002 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | ELLERY |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 36901 |
Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4981 LUCE RD, BEMUS POINT, NY 14712-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 7, 2011 · Amount on Record |
| Deed Sale | Sep 7, 2011 · Amount on Record |
| Prior Sale | Jul 25, 2005 · Amount on Record |
| Deed Book / Page | 2011 / 4795 |
| Last Transfer Date | Jun 3, 2014 |
| Transfer Doc | 0000002014/000000305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 4981 LUCE RD, BEMUS POINT, NY 14712-9757 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2019 |
| Name | Verified Name |
|---|
| Document Number | MT2019004171 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | MT2019004171 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Ellery Town |
| Unified School District | Bemus Point Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,365.00 | $145,000 (-) Land $31,200 Building $113,800 | $233,900 (+12.45%) Land $50,329 Building $183,571 |
| 2023 | $145,000 (-) Land $31,200 Building $113,800 | $208,000 (+12.74%) Land $44,756 Building $163,244 | |
| 2022 | Homeowner's exemption | $145,000 Land $31,200 Building $113,800 | $184,500 Land $39,699 Building $144,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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