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4982 Luce Rd, Bemus Point, NY 14712 Property Records

Chautauqua County and Ellery Town property record for 4982 Luce Rd, Bemus Point, NY 14712 · Last verified July 2026

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,008 sqft · built 1990
Lot Size31 acres (1,350,360 sqft)
Owner2 Individual Names on File
Last Sale$278,000 (Sep 2018)
Tax Bill$6,031 (2025)
Deeds & MortgagesMar 2021 Refinance
Sep 2018 Mortgage
+ 1 more
APN063689 282.00-1-13

Property Details

APN / Parcel Number

Primary APN063689 282.00-1-13
Alternative APN
  • 36892820000001013000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,008 sqft Living Area
1st Floor Area1,004 sqft
2nd Floor Area1,004 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area1,350,360 sqft (31 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area706 sqft
Pole Barn1,600 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4982 LUCE RD
CityBEMUS POINT
StateNY
Zip14712-9757
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionOLD APN: 063689 6-1-6.2
Legal Block1
Legal Lot Number13.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionELLERY
Census Block Group2
Census Block2038
Census Tract36901

Owner

Source: Chautauqua County and Ellery Town records · APN 063689 282.00-1-13

Assessment roll updated April 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4982 LUCE RD, BEMUS POINT, NY 14712-9757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
KEY BANK NA
Sep 10, 2018Deed of Trust, Mortgage
KEY BANK NA
Sep 10, 2018Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Deed Document Number20186130
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address4982 LUCE RD, BEMUS POINT, NY 14712-9757
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2021001999
DateMar 30, 2021
InstrumentMT2021001999
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address4982 LUCE RD, BEMUS POINT, NY 14712-9757
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2018003660
DateSep 10, 2018
InstrumentMT2018003660
Lender
NameKEY BANK NA
Agreement
AmountAmount Recorded
Term232 Months
DueJan 01, 2038

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAUTAUQUA NY
Recording DateSep 10, 2018
Property Address4982 LUCE RD, BEMUS POINT, NY 14712-9757
Document NumberDE2018006130
Instrument DateAug 28, 2018
InstrumentDE2018006130
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
Tax$1,112.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4076 FLUVANNA TOWNLINE RD, FLUVANNA, NY 14701-9033

Tax Assessment & Valuation

Source: Chautauqua County and Ellery Town records · Assessment roll updated April 28, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionEllery Town
Unified School DistrictBemus Point Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,031.00$205,000 (-) Land $69,000 Building $136,000$330,600 (+12.41%) Land $111,275 Building $219,325
2023$205,000 (-) Land $69,000 Building $136,000$294,100 (+12.77%) Land $98,990 Building $195,110
2022Veteran's exemption$205,000 Land $69,000 Building $136,000$260,800 Land $87,781 Building $173,019

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360130369012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–2017)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2017, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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