Lapeer County property record for 4992 McDowell Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Oct 2018) |
| Tax Bill | $1,645 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-028-037-00 |
| Primary APN | 017-028-037-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 122,404 sqft (2.81 acres) |
|---|
| Street Address | 4992 MCDOWELL RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2006 SPLIT SEC 28 T8N R9E; OREGON TOWNSHIP; LAPEER COUNTY, MI; PART OF THE SW 1/4 OF THE SW 1/4 BEG AT THE SW COR OF SEC 28; |
| Legal Range | 09E |
| Legal Township | 08N |
| Legal Section | 28 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 342100 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4992 MCDOWELL RD, LAPEER, MI 48446-9126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Oct 29, 2018 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on Record |
| Deed Sale | Oct 29, 2018 · Amount on Record |
| Prior Sale | Oct 10, 2005 · Amount on Record |
| Deed Document Number | 20182720 |
| Deed Book / Page | 2992 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4992 MCDOWELL RD, LAPEER, MI 48446-9126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4992 MCDOWELL RD, LAPEER, MI 48446-9126 |
| Document Number | 0031460677 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 3146/677 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 29, 2018 |
| Property Address | 4992 MCDOWELL RD, LAPEER, MI 48446-9126 |
| Document Number | 0029920261 |
| Book / Page | 2992 / 261 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 2720 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | COMMUNITY FIRST TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4992 MCDOWELL RD, LAPEER, MI 48446-9126 |
| Document Number | 0029920263 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 2992/263 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2047 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,000 (-4.36%) | $228,000 (-4.36%) | |
| 2025 | $1,645.00 (+14.39%) Homeowner's exemption | $119,200 (+19.2%) | $238,400 (+19.2%) |
| 2023 | $100,000 | $200,000 | |
| 2022 | $1,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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