4934 McDowell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4934 McDowell Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	10.2 acres (448,232 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (May 2017)
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Sep 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-028-037-60`

Property Details

APN / Parcel Number

Primary APN	`017-028-037-60`

Interior

Flooring	Carpet

Exterior

Lot Area	448,232 sqft (10.2 acres)

Location & Zoning

Street Address	4934 MCDOWELL RD
City	LAPEER
State	MI
Zip	48446-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2006 SPLIT PART OF THE SW 1/4 OF SEC 28 BEG AT A PT ON THE S SEC LI THAT IS E 982 FT FROM THE SW COR OF SEC 28; TH N 1328.65
Legal Range	09E
Legal Township	08N
Legal Section	28
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2005
Census Tract	342100

Owner

Source: Lapeer County records · APN 017-028-037-60

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4934 MCDOWELL RD, LAPEER, MI 48446-9126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2020	Loan Modification, Mortgage LAKE MI CU
Sep 11, 2018	Deed of Trust, Construction Loan · Construction Mortgage LAKE MI CU
May 31, 2017	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Jul 07, 2005
Deed Book / Page	2896 / 578
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAPEER MI
Property Address	4934 MCDOWELL RD, LAPEER, MI 48446-9126
Document Number	0030850308
Instrument Date	Mar 01, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4934 MCDOWELL RD LAPEER MI 48446, LAPEER, MI 48446

Mortgage

Document Number	0030850308
Date	Mar 10, 2020
Book Page	003085/000308

Lender

Name	LAKE MI CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 09, 2050

Interest

Rate Type	Fixed Rate
Rate	5.12%

September 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Sep 11, 2018
Property Address	4934 MCDOWELL RD, LAPEER, MI 48446-9126
Document Number	0029830557
Book / Page	002983 / 000557
Instrument Date	Sep 05, 2018
Transaction Type	Construction Loan
Record Updated	Jun 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 332 DAVISON MI 484230332, DAVISON, MI 48423-0332

Mortgage

Document Number	29830557
Date	Sep 11, 2018
Book Page	002983/000557

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 31, 2017
Property Address	4934 MCDOWELL RD, LAPEER, MI 48446-9126
Document Number	0028960578
Book / Page	002896 / 000578
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 332 DAVISON MI 484230332, DAVISON, MI 48423-0332

Mortgage

Document Number	28960581
Date	May 31, 2017
Book Page	002896/000581

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.11%

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,100 (+21.85%)	$486,200 (+21.85%)
2025	$3,695.00 (+19.89%)
2023		$199,500	$399,000
2022	$3,082.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Bitwise, Spectrum.

Based on FCC filings for 10 locations within half a mile of this property.

Nearby Properties on McDowell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures