4890 McDowell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4890 McDowell Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,900 (Mar 2001)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-028-024-00`

Property Details

APN / Parcel Number

Primary APN	`017-028-024-00`

Interior

Flooring	Carpet

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Street Address	4890 MCDOWELL RD
City	LAPEER
State	MI
Zip	48446-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 30 601 000 00 SEC 28 T8N R9E COM AT SW COR OF E 1/2 OF SW 1/4, TH N 89 DEG 30' E 227.5 FT, TH N 0 DEG 20' WEST 175 FT, TH
Legal Range	09E
Legal Township	08N
Legal Section	28
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2005
Census Tract	342100

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4890 MCDOWELL RD, LAPEER, MI 48446-9126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2001 · Amount on Record
Deed Sale	Mar 8, 2001 · Amount on Record
Deed Book / Page	1343 / 160
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4890 MCDOWELL RD, LAPEER, MI 48446-9126
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4890 MCDOWELL RD, LAPEER, MI 48446-9126

Mortgage

Document Number	0032520766
Date	Nov 12, 2021
Book Page	3252/766

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,500 (+0.6%)	$267,000 (+0.6%)
2025	$1,552.00 (+13.78%) Homeowner's exemption	$132,700 (+23.1%)	$265,400 (+23.1%)
2023		$107,800	$215,600
2022	$1,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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