499 Oak Ave, Naples, FL 34108 Property Records

Collier County property record for 499 Oak Ave, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	2,126 sqft · built 1995
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$1,299,000 (Nov 2018)
Tax Bill	$18,804 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2018 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`233800 I 333A32`

Property Details

APN / Parcel Number

Primary APN	`233800 I 333A32`
Alternative APN	`27582000006`

Interior

Stories	1 Story
Building Area	2,126 sqft Living Area
1st Floor Area	2,126 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Waterfront
Pool Area	288 sqft
Deck Area	300 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	499 OAK AVE
City	NAPLES
State	FL
Zip	34108-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	CONNERS VANDERBILT BCH EST UNIT 2 BLK I LOT 33
Legal Range	25
Legal Township	48
Legal Section	32
Legal Subdivision	CONNERS VANDERBILT BCH EST #2
Legal Tract	233800
Legal Block	I
Legal Lot Number	33
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10209

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	499 OAK AVE, NAPLES, FL 34108-2324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Nov 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 7, 2018	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Nov 7, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 25, 2017	Warranty Deed, Transfer NOBLE TITLE AND TRUST, NOBLE TITLE & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	20185634351
Deed Book / Page	5569 / 2976
Prior Transfer Date	Nov 5, 2018
Prior Transfer Doc	0055742752
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	499 OAK AVE, NAPLES, FL 34108-2324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056702288
Date	Sep 6, 2019
Book Page	5670/2288
Instrument	5761824

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 26, 2018
Property Address	499 OAK AVE, NAPLES, FL 34108-2324
Document Number	0055742752
Book / Page	005574 / 002752
Instrument Date	Nov 5, 2018
Instrument	5640595
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	26500 ANCHORAGE CT NOVI MI 483742125, NOVI, MI 48374-2125

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 7, 2018
Property Address	499 OAK AVE, NAPLES, FL 34108-2324
Document Number	0055692976
Book / Page	5569 / 2976
Map Reference	MB3 PG17
Instrument Date	Nov 2, 2018
Instrument	5634351
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 EGRET AVE, 153, NAPLES, FL 34108-2171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26500 ANCHORAGE CT, NOVI, MI 48374-2125

Mortgage

Document Number	0005634352
Date	Nov 7, 2018
Instrument	5634352

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	COLLIER FL
Recording Date	Nov 7, 2018
Property Address	499 OAK AVE, NAPLES, FL 34108-2324
Document Number	0055692973
Book / Page	005569 / 002973
Instrument Date	Oct 30, 2018
Instrument	5634350
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	499 OAK AVE NAPLES FL 341082324, NAPLES, FL 34108-2324

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 25, 2017
Property Address	499 OAK AVE, NAPLES, FL 34108-2324
Document Number	0054282757
Book / Page	005428 / 002757
Instrument Date	Aug 22, 2017
Instrument	5444801
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	NOBLE TITLE AND TRUST, NOBLE TITLE & TRUST

Transaction

Amount	Amount Recorded
Tax	$5,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	153 EGRET AVE NAPLES FL 341082171, NAPLES, FL 34108-2171

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,894,519 (+2.7%)	$2,169,467 (+1.07%) Land $1,715,495 Building $453,972
2025	$18,804.00 (+2.3%) Homeowner's exemption	$1,844,712 (+6.46%)	$2,146,487 (-22.12%) Land $1,538,030 Building $608,457
2024	$18,381.00 (+0.88%)
2023	$18,220.00 (-2.74%) Homeowner's exemption	$1,732,745 (+3%)	$2,756,037 (+63.83%) Land $2,333,665 Building $422,372
2022	$18,733.00 Homeowner's exemption	$1,682,277 Land $1,248,467 Building $433,810	$1,682,277 Land $1,248,467 Building $433,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 281 condo units
Nearby Flood Claims	411 (1982–2024)
Claims Outside the SFHA	3 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 68 claims Hurricane Ian, Oct 2022 · 128 claims Hurricane Ian, Oct 2022 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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