499 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 499 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 1977
Lot Size	1.03 acres (44,893 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2020)
Tax Bill	$3,664 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16A-1-4`

Property Details

APN / Parcel Number

Primary APN	`16A-1-4`
Alternative APNs	`016A 1 4` `1481`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,144 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,893 sqft (1.03 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1481
Old Parcel Number	016A 1 4
Street Address	499 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 4 SEC 1 1.0306 AC LAURELWOOD
Legal Subdivision	LAURELWOOD
Legal Lot Number	4
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1008
Census Tract	10301

Owner

499 Cropp Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Stafford County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	499 CROPP RD, FREDERICKSBURG, VA 22406-4054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Warranty Deed, Transfer · FHA Mortgage ROYAL PACIFIC FNDG
Apr 16, 2020	Warranty Deed, Transfer · FHA Mortgage ROYAL PACIFIC FNDG
Jul 20, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Deed Document Number	200008324
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 16, 2020
Property Address	499 CROPP RD, FREDERICKSBURG, VA 22406-4054
Document Number	200008324
Instrument Date	Apr 13, 2020
Instrument	8324
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 CROPP RD FREDERICKSBURG VA 224064054, FREDERICKSBURG, VA 22406-4054

Mortgage

Document Number	200008325
Date	Apr 16, 2020
Instrument	8325

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 16, 2020
Property Address	499 CROPP RD, FREDERICKSBURG, VA 22406-4054
Document Number	200008324
Instrument Date	Apr 13, 2020
Instrument	8324
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 CROPP RD FREDERICKSBURG VA 224064054, FREDERICKSBURG, VA 22406-4054

Mortgage

Document Number	200008325
Date	Apr 16, 2020
Instrument	8325

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	499 CROPP RD, FREDERICKSBURG, VA 22406-4054
Document Number	170014024
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	499 CROPP RD FREDERICKSBURG VA 224064054, FREDERICKSBURG, VA 22406-4054

Mortgage

Document Number	170014024
Date	Aug 3, 2017
Instrument	14024

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 499 Cropp Rd was $3,664.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,664.00	$391,200 Land $110,000 Building $281,200	$391,200 Land $110,000 Building $281,200
2023	$3,210.00	$339,700 Land $90,000 Building $249,700	$339,700 Land $90,000 Building $249,700
2021	$2,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 499 Cropp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 499 Cropp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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