484 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 484 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 976 sqft · built 1981
Lot Size	1.15 acres (50,138 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2018)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Feb 2022 Refinance Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16A-2-4`

Property Details

APN / Parcel Number

Primary APN	`16A-2-4`
Alternative APNs	`016A 2 4` `1485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	976 sqft Living Area
1st Floor Area	520 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,138 sqft (1.15 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	1485
Old Parcel Number	016A 2 4
Street Address	484 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 4 SEC 2 1.151 AC LAURELWOOD
Legal Subdivision	LAURELWOOD
Legal Lot Number	4
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1002
Census Tract	10301

Owner

484 Cropp Rd is owned and occupied by an individual who bought it in December 2018.

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	484 CROPP RD, FREDERICKSBURG, VA 22406-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Nov 14, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 19, 2018	Warranty Deed, Transfer · VA Mortgage PREMIA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	180020934
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	484 CROPP RD, FREDERICKSBURG, VA 22406-4019
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003149
Date	Feb 10, 2022
Instrument	220003149

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	335 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	484 CROPP RD, FREDERICKSBURG, VA 22406-4019
Document Number	190021397
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 CROPP RD FREDERICKSBURG VA 224064019, FREDERICKSBURG, VA 22406-4019

Mortgage

Document Number	190021397
Date	Nov 22, 2019
Instrument	21397

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Dec 19, 2018
Property Address	484 CROPP RD, FREDERICKSBURG, VA 22406-4019
Document Number	180020934
Instrument Date	Dec 17, 2018
Instrument	20934
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 CROPP RD FREDERICKSBURG VA 224064019, FREDERICKSBURG, VA 22406-4019

Mortgage

Document Number	180020935
Date	Dec 19, 2018
Instrument	20935

Lender

Name	PREMIA MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 484 Cropp Rd was $2,615.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00	$279,200 Land $115,000 Building $164,200	$279,200 Land $115,000 Building $164,200
2023	$2,253.00	$238,500 Land $95,000 Building $143,500	$238,500 Land $95,000 Building $143,500
2021	$1,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 484 Cropp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 484 Cropp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cropp Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures