520 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 520 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1980
Lot Size	1.26 acres (55,059 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Jun 2017)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16A-2-10`

Property Details

APN / Parcel Number

Primary APN	`16A-2-10`
Alternative APNs	`016A 2 10` `1491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	2,151 sqft
1st Floor Area	520 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,059 sqft (1.26 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1491
Street Address	520 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 10 SEC 2 1.264 AC LAURELWOOD
Legal Subdivision	LAURELWOOD SEC 2
Legal Block	1
Legal Lot Number	10
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1002
Census Tract	10301

Owner

520 Cropp Rd is owned by an individual who bought it in June 2017.

Source: Stafford County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	12275 OLD MILL RD, MIDLAND, VA 22728-2337
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jun 29, 2017	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Aug 1, 2012 · Amount on File
Deed Document Number	201711629
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	Jun 9, 2026
Property Address	520 CROPP RD, FREDERICKSBURG, VA 22406-4609
Document Number	0000008333
Instrument Date	Jun 3, 2026
Instrument	20268333
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CROPP RD, FREDERICKSBURG, VA 22406-4609

Mortgage

Document Number	0000008333,
Date	Jun 9, 2026
Instrument	20268333

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	520 CROPP RD, FREDERICKSBURG, VA 22406-4609
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210029934
Date	Sep 2, 2021
Instrument	210029934

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 29, 2017
Property Address	520 CROPP RD, FREDERICKSBURG, VA 22406-4609
Document Number	170011629
Instrument Date	Jun 27, 2017
Instrument	11629
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170011630
Date	Jun 29, 2017
Instrument	11630

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 520 Cropp Rd was $3,052.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00	$331,200 Land $115,000 Building $216,200	$331,200 Land $115,000 Building $216,200
2023	$2,719.00	$287,800 Land $95,000 Building $192,800	$287,800 Land $95,000 Building $192,800
2021	$2,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Cropp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Cropp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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