490 Chadwick Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 490 Chadwick Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,440 sqft · built 2002
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (May 2013)
Tax Bill	$7,260 (2025)
Flood Zone	Zone X (minimal risk)
APN	`421500 60.70-3-48`

Property Details

APN / Parcel Number

Primary APN	`421500 60.70-3-48`
Alternative APN	`150006007000030480000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	840 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	490 CHADWICK RD
City	SCHENECTADY
State	NY
Zip	12304-3955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	RAISED RANCH
Legal Block	3
Legal Lot Number	48.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4012
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.70-3-48

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 CHADWICK RD, SCHENECTADY, NY 12304-3955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2013 · Amount on Record
Deed Sale	May 30, 2013 · Amount on Record
Prior Sale	Apr 22, 2002 · Amount on Record
Deed Document Number	201323815
Deed Book / Page	1876 / 176
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,260.00 (+13.9%)	$150,600 (-) Land $22,600 Building $128,000	$249,379 (+30.82%) Land $37,423 Building $211,956
2023		$150,600 (-) Land $22,600 Building $128,000	$190,633 (+3.8%) Land $28,608 Building $162,025
2022		$150,600 Land $22,600 Building $128,000	$183,659 Land $27,561 Building $156,098
2021	$6,374.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 619 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.