Union County and Cranford Township property record for 407 Central Ave, Cranford, NJ 07016 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,636 sqft · built 1930 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,500 (Apr 2002) |
| Tax Bill | $16,794 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00225-0000-00001 |
| Primary APN | 03-00225-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,636 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Stucco |
| Lot Area | 7,501 sqft (0.172 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 2115007 |
|---|---|
| Street Address | 407 CENTRAL AVE |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DR LOUNSBERY |
| Legal Block | 225 |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 37000 |
Source: Union County and Cranford Township records · APN 03-00225-0000-00001
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 CENTRAL AVE, CRANFORD, NJ 07016-2362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 18, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2002 · Amount on Record |
| Deed Sale | Apr 24, 2002 · Amount on Record |
| Deed Document Number | 2002107122 |
| Deed Book / Page | 5260 / 47 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 407 CENTRAL AVE, CRANFORD, NJ 07016-2362 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | PUNCTUAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0149702730 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 14970/2730 |
| Instrument | 12795 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 407 CENTRAL AVE, CRANFORD, NJ 07016-2362 |
| Document Number | 0144490863 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 407 CENTRAL AVE CRANFORD NJ 070162362, CRANFORD, NJ 07016-2362 |
| Document Number | 0144490863 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | 014449/000863 |
| Instrument | 658123 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,700 (-) Land $93,300 Building $138,400 | $231,700 (-) Land $93,300 Building $138,400 | |
| 2025 | $16,794.00 (+6.93%) | $231,700 (-) Land $93,300 Building $138,400 | $231,700 (-) Land $93,300 Building $138,400 |
| 2024 | $15,706.00 (+2.52%) | ||
| 2023 | $231,700 Land $93,300 Building $138,400 | $231,700 Land $93,300 Building $138,400 | |
| 2022 | $15,320.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 85 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 85 in force 83 of 85 on primary residences |
| Nearby Flood Claims | 230 (1978–2023) |
| Claims Outside the SFHA | 26 of 230 |
| Most Recent Claim | May 2023, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures