Harford County property record for 499 Beards Hill Rd, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,590 sqft · built 2004 |
| Lot Size | 0.553 acres (24,088 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Dec 2021) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-101009 |
| Primary APN | 02-101009 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,590 sqft Total Area |
| Basement Area | 1,380 sqft |
| Finished Basement | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,088 sqft (0.553 acres) |
| Garage Type | Built-in |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 101009 |
|---|---|
| Street Address | 499 BEARDS HILL RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 5 24088 SF 499 BEARDS HILL ROAD SOMODY PROP PT 109/98 |
| Legal Subdivision | PLAT ONE SOMODY PROPERTY SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 302801 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 499 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed, Transfer · VA Mortgage NFM INC |
| Jan 9, 2019 | Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on Record |
| Deed Sale | Dec 1, 2021 · Amount on Record |
| Prior Sale | Jan 9, 2019 · Amount on Record |
| Deed Book / Page | 15217 / 410 |
| Prior Transfer Date | Dec 28, 2018 |
| Prior Transfer Doc | 0131180432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 1, 2021 |
| Property Address | 499 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0152170410 |
| Book / Page | 15217 / 410 |
| Map Reference | MB JJR 109 FO 98 |
| Instrument Date | Nov 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 499 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0015217418 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 15217/418 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 9, 2019 |
| Property Address | 499 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0131180432 |
| Book / Page | 13118 / 0432 |
| Map Reference | MB JJR109 FO 98 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 499 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0013118438 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 13118/438 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $553,800 (+9.53%) Land $78,900 Building $474,900 | $553,800 (-) Land $78,900 Building $474,900 |
| 2025 | $505,600 (+23.56%) | $553,800 (+35.34%) Land $78,900 Building $474,900 |
| 2023 | $409,200 Land $78,900 Building $330,300 | $409,200 Land $78,900 Building $330,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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